305 Cedar St, Talmage, NE 68448 Property Records

Otoe County property record for 305 Cedar St, Talmage, NE 68448

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,908 sqft · built 1915
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Apr 2023)
Tax Bill	$1,351 (2025)
Deeds & Mortgages	Oct 2026 Mortgage Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`001979000`

Property Details

APN / Parcel Number

Primary APN	`001979000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,908 sqft Living Area
Gross Area	1,764 sqft
1st Floor Area	1,404 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Concrete
Construction Type	Frame
Foundation Type	Block
Roof Material	Built-Up Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Carport
Garage Area	900 sqft
Carport	Carport
Carport Area	900 sqft
Driveway	Driveway
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Deck Area	Deck Area
Patio Area	72 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Electric

Location & Zoning

Street Address	305 CEDAR ST
City	TALMAGE
State	NE
Zip	68448-3073
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAM
Legal Description	LOT 14 BLK 9 TALMAGE PROPER; MAP NUMBER: 3725-00-0-90050-009-0014
Legal Subdivision	TALMAGE PROPER
Legal Block	9
Legal Lot Number	14
Jurisdiction	OTOE NE
Township / Civil Division	MCWILLIAMS
Census Block Group	1
Census Block	1136
Census Tract	966600

Owner

Source: Otoe County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 85, TALMAGE, NE 68448-0085
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Apr 21, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK OF NEBRASKA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2023 · Amount on Record
Deed Sale	Apr 21, 2023 · Amount on Record
Deed Document Number	2023804
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTOE NE
Recording Date	Oct 6, 2026
Property Address	305 CEDAR ST, TALMAGE, NE 68448-3073
Document Number	0000002198
Instrument Date	Sep 30, 2026
Instrument	20262198
Transaction Type	Mortgage
Record Updated	Oct 19, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 CEDAR ST, TALMAGE, NE 68448-3073

Mortgage

Document Number	0000002198,
Date	Oct 6, 2026
Instrument	20262198

Lender

Name	FIRSTBANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	410 Months
Due	Dec 1, 2060

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTOE NE
Recording Date	Apr 21, 2023
Property Address	305 CEDAR ST, TALMAGE, NE 68448-3073
Document Number	0202300804
Instrument Date	Apr 20, 2023
Instrument	202300804
Transaction Type	Transfer
Record Updated	May 5, 2023
Title Company	COOKE COUNTY TITLE COMPANY, OTOE COUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$292.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202300805
Date	Apr 21, 2023
Instrument	202300805

Lender

Name	FIRSTBANK OF NEBRASKA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Otoe County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Otoe County
Municipality	Talmage Village
Unified School District	Johnson County Central Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,351.00 (-10.59%)	$100,426 (+26.42%) Land $2,085 Building $98,341	$100,426 (+26.42%) Land $2,085 Building $98,341
2023	$1,511.00	$79,438 Land $1,390 Building $78,048	$79,438 Land $1,390 Building $78,048

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Nebraska
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF TALMAGE serves 266 people · EPA ID NE3113102
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Nextlink Fixed Wireless	500 / 100
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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