Story County property record for 305 Cedar St, Slater, IA 50244
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,330 sqft · built 1914 |
| Lot Size | 0.302 acres (13,167 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $141,500 (Apr 2015) |
| Tax Bill | $4,166 (2025) |
| Deeds & Mortgages | Jul 2019 Mortgage Jul 2009 Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-29-350-215 |
| Primary APN | 13-29-350-215 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,330 sqft Living Area |
| 1st Floor Area | 832 sqft |
| Attic | Attic |
| Attic Area | 458 sqft |
| Basement Area | 832 sqft |
| Unfinished Basement | 832 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | A-Frame |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,167 sqft (0.302 acres) |
| Lot Dimensions | 153 ft deep x 85.5 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 156 sqft |
| Deck Area | 240 sqft |
| Patio Area | 28 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 305 CEDAR ST |
|---|---|
| City | SLATER |
| State | IA |
| Zip | 50244-9714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | VILANDS ADD LOT 12 BLK 32 EX PARCEL A SLIDE 315 PG 5 |
| Legal Subdivision | VILANDS ADD |
| Legal Block | 32 |
| Legal Lot Number | 12 |
| Jurisdiction | STORY IA |
| Township / Civil Division | PALESTINE |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 10101 |
Source: Story County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 305 CEDAR ST, SLATER, IA 50244-9714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Jul 26, 2019 | Deed of Trust, Mortgage · Balloon Mortgage COMMUNITY CHOICE CREDIT UNION |
| Jul 13, 2009 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| May 15, 2007 | Deed of Trust, Mortgage · Conventional Mortgage ABN AMRO MORTGAGE GROUP INC |
| Jan 4, 2008 | Deed of Trust, Mortgage · Conventional Mortgage AMTRUST BANK |
| Apr 1, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage TRUBANK |
| Apr 1, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage TRUBANK |
| Apr 8, 2015 | Warranty Deed, Transfer · Conventional Mortgage FIRST PRIORITY FINANCIAL INC |
| Jul 18, 2005 | Warranty Deed, Transfer · Conventional Mortgage NATIONWIDE ADVANTAGE MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 8, 2015 · Amount on Record |
| Deed Sale | Apr 8, 2015 · Amount on Record |
| Prior Sale | Jul 18, 2005 · Amount on Record |
| Deed Document Number | 20152864 |
| Last Transfer Date | Mar 27, 2026 |
| Transfer Doc | 0000002534 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 305 CEDAR ST, SLATER, IA 50244-9714 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0201906500 |
|---|---|
| Date | Jul 26, 2019 |
| Instrument | 2019-06500 |
| Name | COMMUNITY CHOICE CREDIT UNION |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 305 CEDAR ST, SLATER, IA 50244-9714 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 200900008575 |
|---|---|
| Date | Jul 13, 2009 |
| Instrument | 2009-00008575 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50306 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 1, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 305 CEDAR ST, SLATER, IA 50244-9714 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 200700004865 |
|---|---|
| Date | May 15, 2007 |
| Instrument | 2007-00004865 |
| Name | ABN AMRO MORTGAGE GROUP INC |
|---|---|
| Type | Non-Lending Institution |
| Address | TROY, MI 48084 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 305 CEDAR ST, SLATER, IA 50244-9714 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | 200800000112 |
|---|---|
| Date | Jan 4, 2008 |
| Instrument | 2008-00000112 |
| Name | AMTRUST BANK |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2038 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Apr 1, 2026 |
| Property Address | 305 CEDAR ST, SLATER, IA 50244-9714 |
| Document Number | 0000002534 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 20262534 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 305 CEDAR ST, SLATER, IA 50244-9714 |
| Document Number | 0000002535, |
|---|---|
| Date | Apr 1, 2026 |
| Instrument | 20262535 |
| Name | TRUBANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Apr 1, 2026 |
| Property Address | 305 CEDAR ST, SLATER, IA 50244-9714 |
| Document Number | 0202602534 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 20262534 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 305 CEDAR ST, SLATER, IA 50244-9714 |
| Document Number | 0000002535, |
|---|---|
| Date | Apr 1, 2026 |
| Instrument | 20262535 |
| Name | TRUBANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Apr 8, 2015 |
| Property Address | 305 CEDAR ST, SLATER, IA 50244-9714 |
| Document Number | 201500002864 |
| Map Reference | DOC07-11322 |
| Instrument Date | Mar 31, 2015 |
| Instrument | 2015-00002864 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $226.40 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 305 CEDAR ST, SLATER, IA 50244-9714 |
| Investor | Possibly a Property Investor |
| Document Number | 20150002866 |
|---|---|
| Date | Apr 8, 2015 |
| Instrument | 2015-0002866 |
| Name | FIRST PRIORITY FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Jul 18, 2005 |
| Property Address | 305 CEDAR ST, SLATER, IA 50244-9714 |
| Document Number | 200500008475 |
| Instrument Date | Jul 13, 2005 |
| Instrument | 2005-00008475 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $170.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 305 CEDAR ST, SLATER, IA 50244-9714 |
| Document Number | 200500008476 |
|---|---|
| Date | Jul 18, 2005 |
| Instrument | 2005-00008476 |
| Name | NATIONWIDE ADVANTAGE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2035 |
Source: Story County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Story County |
| Municipality | Slater City |
| Unified School District | Ballard Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,166.00 (+6.49%) | $242,300 (+11.81%) Land $94,800 Building $147,500 | $242,300 (+11.81%) Land $94,800 Building $147,500 |
| 2024 | $3,912.00 (+4.43%) | ||
| 2023 | $216,700 Land $61,700 Building $155,000 | $216,700 Land $61,700 Building $155,000 | |
| 2022 | $3,746.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SLATER MUNI WATER DEPT serves 1,548 people · EPA ID IA8580057 |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from XENIA RWD (BOONE) |
| Last State Inspection | Jun 2024 |
| Lead | 7 ppb (2023–2025) action level 15 ppb |
| Copper | 1.37 mg/L (2019) action level 1.3 mg/L |
| Water Quality | Nitrite resolved · Oct 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Huxley Communications Cooperative Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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