305 Cedar Grove Rd, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 305 Cedar Grove Rd, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,240 sqft · built 1940
Lot Size	0.092 acres (4,000 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Apr 2008)
Tax Bill	$3,756 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-904-00809200`

Property Details

APN / Parcel Number

Primary APN	`01-904-00809200`
Alternative APNs	`1-904-00809200` `90400809200`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,240 sqft Living Area
1st Floor Area	868 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	4,000 sqft (0.092 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	104 sqft
Patio Area	48 sqft
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	90400809200
Street Address	305 CEDAR GROVE RD
City	EDGEWATER
State	MD
Zip	21037-2917
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LTS 1506 1507 WOODLAND BEACH
Legal Subdivision	WOODLAND BEACH
Legal Block	1
Legal Lot Number	1506
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	1
Census Block	1008
Census Tract	701104

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	305 CEDAR GROVE RD, EDGEWATER, MD 21037-2917
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Apr 5, 2022	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2008 · Amount on Record
Deed Sale	Apr 11, 2008 · Amount on Record
Prior Sale	Dec 27, 1994 · Amount on Record
Deed Document Number	20083270
Deed Book / Page	20057 / 602
Transfer Doc	0125440387
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	305 CEDAR GROVE RD, EDGEWATER, MD 21037-2917
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0374980042
Date	Sep 9, 2021
Book Page	37498/42

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	305 CEDAR GROVE RD, EDGEWATER, MD 21037-2917
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	INTERRA TITLE LLC, TERRA TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0385630011
Date	Apr 5, 2022
Book Page	38563/11

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$302,900 (+7.37%) Land $220,000 Building $82,900	$302,900 (-) Land $220,000 Building $82,900
2025	$3,756.00 (+6.61%)	$282,100 (+17.3%)	$302,900 (+25.95%) Land $220,000 Building $82,900
2024	$3,523.00 (+34.16%)
2023	$2,626.00	$240,500 Land $170,000 Building $70,500	$240,500 Land $170,000 Building $70,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2014–2025)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 751 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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