305 Castle Rocks Rd, Warwick, RI 02886 Property Records

Warwick City property record for 305 Castle Rocks Rd, Warwick, RI 02886

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,182 sqft · built 1999
Lot Size	0.392 acres (17,080 sqft)
Owner	Individual Name on Record
Last Sale	$775,000 (Nov 2024)
Tax Bill	$7,960 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22400630000`

Property Details

APN / Parcel Number

Primary APN	`22400630000`
Alternative APNs	`WARW M:224 B:0063 L:0000` `100159331` `149526`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,182 sqft Living Area
Gross Area	3,856 sqft
1st Floor Area	1,100 sqft
Basement Area	1,082 sqft
Unfinished Basement	602 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	17,080 sqft (0.392 acres)
Deck Area	Deck Area
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	149526
Street Address	305 CASTLE ROCKS RD
City	WARWICK
State	RI
Zip	02886-9570
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A40
Legal Block	63
Jurisdiction	WARWICK RI
Township / Civil Division	WARWICK
Census Block Group	3
Census Block	3010
Census Tract	22201

Owner

Source: Warwick City records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	305 CASTLE ROCKS RD, WARWICK, RI 02886-9570
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2017	Deed of Trust, Mortgage SANTANDER BANK NA
Jul 20, 2017	Warranty Deed, Transfer · Conventional Mortgage HSBC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2024 · Amount on Record
Deed Sale	Nov 26, 2024 · Amount on Record
Prior Sale	Jul 20, 2017 · Amount on Record
Deed Book / Page	10597 / 327
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	305 CASTLE ROCKS RD, WARWICK, RI 02886-9570
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8747-194
Date	Jan 20, 2017
Book Page	8747/194
Instrument	881

Lender

Name	SANTANDER BANK NA

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARWICK RI
Recording Date	Jul 20, 2017
Property Address	305 CASTLE ROCKS RD, WARWICK, RI 02886-9570
Document Number	8861-292
Book / Page	008861 / 000292
Instrument Date	Jul 20, 2017
Instrument	10526
Transaction Type	Transfer
Record Updated	Aug 8, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$449.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 CASTLE ROCKS RD WARWICK RI 028869570, WARWICK, RI 02886-9570

Mortgage

Document Number	8861-295
Date	Jul 20, 2017
Book Page	008861/000295
Instrument	10527

Lender

Name	HSBC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2047

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Warwick City
Unified School District	Warwick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,960.00 (-1.66%)	$626,800 (+9.89%) Land $155,800 Building $471,000
2024			$722,475
2023	$8,094.00 (+5.17%)	$570,400 (+38.82%) Land $135,400 Building $435,000
2022	$7,696.00	$410,900 Land $98,600 Building $312,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	10 (2005–2024)
Claims Outside the SFHA	8 of 10
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 91% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENT COUNTY WATER AUTHORITY serves 94,107 people · EPA ID RI1559511
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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