305 Carter St, Madison, NC 27025 Property Records

Rockingham County property record for 305 Carter St, Madison, NC 27025

Property Summary

Property Type	Single Family Home
Details	0.5 ba · 1,450 sqft · built 1940
Lot Size	0.175 acres (7,626 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Apr 2024)
Tax Bill	$2,167 (2026)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Feb 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`7916-19-62-1068-00`

Property Details

APN / Parcel Number

Primary APN	`7916-19-62-1068-00`
Alternative APN	`118952`

Interior

Full Baths	0.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,450 sqft Finished Area
1st Floor Area	1,450 sqft
Basement Area	489 sqft
Unfinished Basement	489 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Masonry / Concrete Block
Lot Area	7,626 sqft (0.175 acres)
Lot Dimensions	135 ft deep x 55 ft wide
Garage Area	299 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	304 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	118952
Street Address	305 CARTER ST
City	MADISON
State	NC
Zip	27025-1939
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES 8 MADI
Legal Description	LOT JAMES SHERWOOD SMITH SURVEY DECEMBER 7, 1983 SMITH JAMES S SURVEY
Legal Subdivision	JAMES SHERWOOD SMITH & WIFE VIVIAN S
Jurisdiction	ROCKINGHAM NC
Township / Civil Division	MADISON
Census Block Group	1
Census Block	1047
Census Tract	40800

Owner

Source: Rockingham County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	305 CARTER ST, MADISON, NC 27025-1939
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2024	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 17, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2024 · Amount on Record
Deed Sale	Apr 29, 2024 · Amount on Record
Prior Sale	Feb 17, 2023 · Amount on Record
Deed Document Number	2024651780
Deed Book / Page	1666 / 1881
Prior Transfer Date	Feb 16, 2013
Prior Transfer Doc	0000509197
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKINGHAM NC
Recording Date	Apr 29, 2024
Property Address	305 CARTER ST, MADISON, NC 27025-1939
Document Number	0000651780
Book / Page	1666 / 1881
Instrument Date	Apr 28, 2024
Instrument	651780
Transaction Type	Transfer
Record Updated	May 10, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2114 CHEEK RD, DURHAM, NC 27704-5118

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 CARTER ST, MADISON, NC 27025-1939

Mortgage

Document Number	0000651781
Date	Apr 29, 2024
Instrument	651781

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Mortgage

Document Number	0000651782
Date	Apr 29, 2024
Book Page	1666/1897
Instrument	651782

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY
Type	Government Agency
Address	RALEIGH, NC 27609

Agreement

Amount	Amount Recorded

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKINGHAM NC
Recording Date	Feb 17, 2023
Property Address	305 CARTER ST, MADISON, NC 27025-1939
Document Number	0000636988
Book / Page	1642 / 2380
Instrument Date	Feb 17, 2023
Instrument	636988
Transaction Type	Transfer
Record Updated	Feb 27, 2023

Transaction

Amount	Amount Recorded
Tax	$130.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7305 TOBY CT, SUMMERFIELD, NC 27358-9797

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2114 CHEEK RD, DURHAM, NC 27704-5118

Tax Assessment & Valuation

Source: Rockingham County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rockingham County
Municipality	Madison Town
Unified School District	Rockingham County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,167.00 (+120.9%)	$170,772 (+148.01%) Land $4,910 Building $165,862	$170,772 (+148.01%) Land $4,910 Building $165,862
2023	$981.00	$68,856 Land $4,488 Building $64,368	$68,856 Land $4,488 Building $64,368

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	13 (1979–2024)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Sep 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MADISON serves 2,116 people · EPA ID NC0279030
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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