Highlands County property record for 305 Cardinal Ave, Sebring, FL 33870
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,600 sqft · built 2007 |
| Lot Size | 0.229 acres (10,013 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $164,900 (May 2020) |
| Tax Bill | $1,565 (2024) |
| Deeds & Mortgages | May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C354801001500140 |
| Primary APN | C354801001500140 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,600 sqft Living Area |
| 1st Floor Area | 1,282 sqft |
| Flooring | Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Slate |
| Lot Area | 10,013 sqft (0.229 acres) |
| Lot Dimensions | 134 ft deep x 75 ft wide |
| Garage Type | Finished |
| Garage Area | 506 sqft |
| Driveway | Driveway |
| Driveway Area | 612 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 48 sqft |
| Patio Area | 160 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Old Parcel Number | C354801001500140 |
|---|---|
| Street Address | 305 CARDINAL AVE |
| City | SEBRING |
| State | FL |
| Zip | 33870-5993 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SEBRING HILLS SOUTH PB 8-PG 93 LOT 14 BLK 15 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 35 |
| Legal Subdivision | SEBRING HILLS SO |
| Legal Block | 15 |
| Legal Lot Number | 14 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | SEBRING |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 960602 |
Source: Highlands County records, as of December 12, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 305 CARDINAL AVE, SEBRING, FL 33870-5993 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2020 · Amount on Record |
| Deed Sale | May 1, 2020 · Amount on Record |
| Prior Sale | Mar 15, 2013 · Amount on Record |
| Deed Document Number | 1984332 |
| Deed Book / Page | 2751 / 214 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | May 1, 2020 |
| Property Address | 305 CARDINAL AVE, SEBRING, FL 33870-5993 |
| Document Number | 0001984332 |
| Book / Page | 2751 / 214 |
| Map Reference | MB 98 PG 93 |
| Instrument Date | Apr 30, 2020 |
| Instrument | 1984332 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Title Company | CAPSTONE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,154.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 305 CARDINAL AVE, SEBRING, FL 33870-5993 |
| Document Number | 0027510216 |
|---|---|
| Date | May 1, 2020 |
| Instrument | 2751/0216 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2050 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $136,238 (+5.99%) | $183,447 (-2.05%) Land $10,429 Building $173,018 | |
| 2024 | $1,565.00 (+2.89%) | ||
| 2023 | $1,521.00 (+2.15%) Homeowner's exemption | $128,542 (+3%) | $187,279 (+17.69%) Land $9,656 Building $177,623 |
| 2022 | $1,489.00 Homeowner's exemption | $124,798 | $159,127 Land $5,794 Building $153,333 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2022) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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