Charlotte County property record for 305 Capstan Dr, Placida, FL 33946 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1996 |
| Square Footage | 2,648 sqft Living Area |
| Lot Size | 25,132 sqft (0.577 acres) |
| Garage | Attached, 888 sqft |
| Last Sale | $531,000 (2020) |
| Tax Bill | $10,500.00 (2024) |
| Primary APN | 422003428004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,648 sqft Living Area |
| Gross Area | 3,976 sqft Gross Area |
| 1st Floor | 2,648 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Cathedral/Clerestory Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 25,132 sqft (0.577 acres) |
| Driveway | Driveway |
| Driveway Area | 1 sqft Driveway |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 888 sqft Garage |
| Pool Area | 336 sqft Pool |
|---|---|
| Sprinklers | Installed Lawn/Plantings Watering System Sprinklers |
| Patio Area | 40 sqft Patio |
| Porch Area | 440 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 00766860011008 |
|---|---|
| Street Address | 305 CAPSTAN DR |
| City | PLACIDA |
| State | FL |
| Zip | 33946-2223 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CAPE HAZE BLK N LT 11 1091/1877 1187/950 1295/682 2596/618 3450/1323 DC4180/51-WAB L/E4180/50 4658/1213 |
| Legal Range | 20E |
| Legal Township | 42S |
| Legal Section | 03 |
| Legal Subdivision | CAPE HAZE |
| Legal Tract | CHS |
| Legal Block | N |
| Legal Lot Number | 11 |
| Jurisdiction | CHARLOTTE FL |
| Minor Civil Division | GROVE CITY-ROTONDA |
| Census Blockgroup | 2 |
| Census Block | 2025 |
| Census Tract | 30402 |
Source: Charlotte County records · APN 422003428004
Assessment roll updated November 19, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 11696 S GOLDEN VALLEY RD, EMPIRE, MI 49630-9615 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 27, 2020 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| Nov 06, 2020 | Warranty Deed, Transfer · Conventional Mortgage RECOVO MORTGAGE MANAGEMENT LLC |
| Mar 23, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 06, 2020 · Amount on Record |
| Deed Sale | Nov 06, 2020 · Amount on Record |
| Prior Sale | Mar 01, 2017 · Amount on Record |
| Deed Doc Number | 20202870322 |
| Deed Book / Page | 4658 / 1213 |
| Prior Transfer Date | Mar 14, 2017 |
| Prior Transfer Doc | 0041800050 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 305 CAPSTAN DR, PLACIDA, FL 33946-2223 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0045570409 |
|---|---|
| Date | Mar 27, 2020 |
| Book Page | 4557/409 |
| Instrument | 2799580 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | LONGWOOD, FL 32750 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 06, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Nov 06, 2020 |
| Property Address | 305 CAPSTAN DR, PLACIDA, FL 33946-2223 |
| Document Number | 0046581213 |
| Book / Page | 4658 / 1213 |
| Map Reference | MB 2 PG 93,93A&93B |
| Instrument Date | Oct 19, 2020 |
| Instrument | 2870322 |
| Transaction Type | Transfer |
| Record Updated | Feb 07, 2022 |
| Title Company | GOLD CREST TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,717.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 345 CAPSTAN DR, 345, PLACIDA, FL 33946-2223 |
| Name | Verified Name |
|---|---|
| Address | 11696 S GOLDEN VALLEY RD, EMPIRE, MI 49630-9615 |
| Document Number | 0046581214 |
|---|---|
| Date | Nov 06, 2020 |
| Instrument | 4658/1214 |
| Name | RECOVO MORTGAGE MANAGEMENT LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.92% |
| Type Change Date | Dec 01, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 5.92% |
| Max Rate At Change | 7.92% |
| Index | 1-Year LIBOR |
| Max Rate | 10.9% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Mar 23, 2017 |
| Property Address | 305 CAPSTAN DR, PLACIDA, FL 33946-2223 |
| Document Number | 0041800050 |
| Book / Page | 004180 / 000050 |
| Instrument Date | Mar 14, 2017 |
| Instrument | 2509738 |
| Transaction Type | Transfer |
| Record Updated | Aug 08, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 305 CAPSTAN DR PLACIDA FL 339462223, PLACIDA, FL 33946-2223 |
Source: Charlotte County records · Assessment roll updated November 19, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,125.00 (-3.57%) | $688,141 (+29.17%) Land $148,750 Building $539,391 | $688,141 (+9.33%) Land $148,750 Building $539,391 |
| 2024 | $10,500.00 (-4.49%) | ||
| 2023 | $10,994.00 (+23.39%) | $532,759 (-0.64%) | $629,396 (+17.38%) Land $170,000 Building $459,396 |
| 2022 | $8,910.00 | $536,185 Land $119,000 Building $417,185 | $536,185 Land $119,000 Building $417,185 |
Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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