305 Cape Harbour Loop, Unit 107, Bradenton, FL 34212 Property Records

Manatee County property record for 305 Cape Harbour Loop, Unit 107, Bradenton, FL 34212

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,200 sqft · built 2006
Lot Size	2.13 acres (92,785 sqft)
Owner	Company Name on File
Last Sale	$239,900 (Oct 2021)
Tax Bill	$3,289 (2025)
Deeds & Mortgages	Oct 2021 Sale May 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`11024-0355-9`

Property Details

APN / Parcel Number

Primary APN	`11024-0355-9`
Alternative APN	`3418261102403559`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Units	9 Units
Stories	2 Stories
Building Area	1,200 sqft Living Area
1st Floor Area	600 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2011
Architectural Style	Townhouse
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	92,785 sqft
View / Lot	End Unit

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	305 CAPE HARBOUR LOOP, 107
City	BRADENTON
State	FL
Zip	34212-2149
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PD-MU
Legal Description	UNIT 3107 BLDG 31 THE TOWNHOMES AT LIGHTHOUSE COVE I PI#11024.0355/9
Legal Range	18E
Legal Township	34S
Legal Section	26
Legal Subdivision	THE TOWNHOMES AT LIGHTHOUSE COVE I
Legal Tract	01102400
Legal Block	31
Legal Lot Number	3107
Legal Unit	3107
Jurisdiction	MANATEE FL
Township / Civil Division	MYAKKA CITY
Census Block Group	4
Census Block	4008
Census Tract	2025

Owner

305 Cape Harbour Loop, Unit 107 is owned by a company that bought it in October 2021.

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	3054 TIERRA DE DIOS DR, EL DORADO HILLS, CA 95762-6268
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2021	Warranty Deed, Transfer FOUNDATION TITLE AND TRUST LLC, FOUNDATION TITLE & TRUST LLC
May 5, 2021	Warranty Deed, Transfer · Conventional Mortgage RBC BANK (GEORGIA) NA
Sep 25, 2020	Warranty Deed, Transfer SUNCOAST TITLE COMPANY, SUNCOAST TITLE CO
May 1, 2017	Warranty Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2021 · Amount on File
Deed Sale	Oct 12, 2021 · Amount on File
Prior Sale	May 5, 2021 · Amount on File
Deed Document Number	2021135369
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Oct 12, 2021
Property Address	305 CAPE HARBOUR LOOP UNIT 107, 107, BRADENTON, FL 34212-2149
Document Number	0041135369
Map Reference	MB 2059 PG 6822
Instrument Date	Oct 8, 2021
Instrument	202141135369
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	FOUNDATION TITLE AND TRUST LLC, FOUNDATION TITLE & TRUST LLC

Transaction

Amount	Amount on Record
Tax	$1,679.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1061 N TAMIAMI TRL # 1435, 1435, SARASOTA, FL 34236-2488

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4817 BENITO CT, BRADENTON, FL 34211-8527

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	May 5, 2021
Property Address	305 CAPE HARBOUR LOOP UNIT 107, 107, BRADENTON, FL 34212-2149
Document Number	0041059448
Map Reference	MB 2059 PG 6822
Instrument Date	Apr 29, 2021
Instrument	202141059448
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,323.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	305 CAPE HARBOUR LOOP UNIT 107, 107, BRADENTON, FL 34212-2149

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 CAPE HARBOUR LOOP UNIT 107, 107, BRADENTON, FL 34212-2149

Mortgage

Document Number	0041059449
Date	May 5, 2021
Instrument	202141059449

Lender

Name	RBC BANK (GEORGIA) NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	May 1, 2031
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.58%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Sep 25, 2020
Property Address	305 CAPE HARBOUR LOOP UNIT 107, 107, BRADENTON, FL 34212-2149
Document Number	0041102858
Instrument Date	Sep 24, 2020
Instrument	41102858
Transaction Type	Transfer
Record Updated	Oct 20, 2020
Title Company	SUNCOAST TITLE COMPANY, SUNCOAST TITLE CO

Transaction

Amount	Amount on Record
Tax	$1,180.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	305 CAPE HARBOUR LOOP #107 BRADENTON FL 342122149, 107, BRADENTON, FL 34212-2149

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	May 1, 2017
Property Address	305 CAPE HARBOUR LOOP UNIT 107, 107, BRADENTON, FL 34212-2149
Document Number	0026717036
Book / Page	002671 / 007036
Instrument Date	Apr 25, 2017
Instrument	41040686
Transaction Type	Transfer
Record Updated	Jun 16, 2017
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Tax	$980.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	305 CAPE HARBOUR LOOP #107 BRADENTON FL 342122149, 107, BRADENTON, FL 34212-2149

Tax Assessment & Valuation

The 2025 property tax bill for 305 Cape Harbour Loop, Unit 107 was $3,289, down 9.3% from the year before.

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$176,716 (-7.6%) Building $176,716	$176,716 (-7.6%) Building $176,716
2025	$3,289.00 (-9.29%)	$191,250 Building $191,250	$191,250 Building $191,250
2024	$3,626.00 (+0.08%)
2023	$3,623.00 (+13.08%)	$225,250 (+23.29%) Building $225,250	$225,250 (+23.29%) Building $225,250
2022	$3,204.00	$182,700 Building $182,700	$182,700 Building $182,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 Cape Harbour Loop, Unit 107 in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 Cape Harbour Loop, Unit 107 is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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