Baldwin County property record for 305 Cameron Ct, Daphne, AL 36526
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 6 ba · 4,990 sqft · built 2008 |
| Lot Size | 0.615 acres (26,772 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,522 (2026) |
| Deeds & Mortgages | Apr 2026 Line of Credit Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 43-04-41-0-003-026.012 |
| Primary APN | 43-04-41-0-003-026.012 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 4,990 sqft Heated Area |
| 1st Floor Area | 3,259 sqft |
| Upper Floors Area | 1,731 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 26,772 sqft (0.615 acres) |
| Lot Dimensions | 223 ft deep x 120 ft wide |
| Pool Area | 800 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 1,620 sqft |
| Deck Area | 200 sqft |
| Patio Area | 200 sqft |
| Shed | 1 Shed |
| Shed Area | 224 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Total Buildings | 3 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 45654 |
|---|---|
| Street Address | 305 CAMERON CT |
| City | DAPHNE |
| State | AL |
| Zip | 36526-4601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 120'X223.14' LOT 13 CAMERON CT SUB SLIDE 1147-A GR SEC 41-5-2 WWD-SURVIVORSHIP) |
| Legal Range | 02 |
| Legal Township | 05 |
| Legal Section | 41 |
| Legal Subdivision | CAMERON COURT |
| Legal Lot Number | 13 |
| Jurisdiction | BALDWIN AL |
| Township / Civil Division | DAPHNE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 10800 |
305 Cameron Ct is owned and occupied by an individual.
Source: Baldwin County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 305 CAMERON CT, DAPHNE, AL 36526-4601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2026 | Deed of Trust, Mortgage · Line of Credit HANCOCK WHITNEY BK |
| Jul 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WHITNEY BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Recording Date | Apr 1, 2026 |
| Property Address | 305 CAMERON CT, DAPHNE, AL 36526-4601 |
| Document Number | 0002244399 |
| Instrument Date | Mar 10, 2026 |
| Instrument | 20262244399 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common, 169 |
| Address | 305 CAMERON CT, DAPHNE, AL 36526-4601 |
| Investor | Possibly a Property Investor |
| Document Number | 0002244399, |
|---|---|
| Date | Apr 1, 2026 |
| Instrument | 20262244399 |
| Name | HANCOCK WHITNEY BK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 83 Months |
| Due | Mar 9, 2033 |
| Rate | 6.09% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALDWIN AL |
| Property Address | 305 CAMERON CT, DAPHNE, AL 36526-4601 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001845831 |
|---|---|
| Date | Jul 28, 2020 |
| Instrument | 1845831 |
| Name | WHITNEY BANK |
|---|---|
| Type | Bank |
| Address | GULFPORT, MS 39502 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2035 |
The 2026 property tax bill for 305 Cameron Ct was $7,522 with a homeowner's exemption, up 7% from the year before.
Source: Baldwin County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Baldwin County |
| Municipality | Daphne City |
| Unified School District | Baldwin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,522.00 (+7.04%) Homeowner's exemption | ||
| 2025 | $7,027.00 | $153,740 Land $31,040 Building $122,700 | $1,537,100 Land $310,300 Building $1,226,800 |
| 2023 | $6,014.00 (+26.05%) Homeowner's exemption | $131,720 (+17.61%) | $1,317,000 (+17.61%) Land $196,100 Building $1,120,900 |
| 2022 | $4,771.00 (+8.7%) Homeowner's exemption | $112,000 | $1,119,800 Land $201,300 Building $918,500 |
| 2021 | $4,389.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 305 Cameron Ct in Zone X, an area of minimal flood risk, though there have been 84 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 66 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 66 in force |
| Nearby Flood Claims | 84 (1979–2024) |
| Claims Outside the SFHA | 25 of 84 |
| Most Recent Claim | May 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 305 Cameron Ct is moderate, ranking above 59% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 75% of Alabama |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DAPHNE, UTILITIES BOARD OF THE serves 33,372 people · EPA ID AL0000029 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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