305 Cambridge Ct, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 305 Cambridge Ct, Saint Augustine, FL 32086

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,500 sqft · built 1998
Lot Size	0.33 acres (14,374 sqft)
Owner	2 Individual Names on File
Last Sale	$60,300 (Jul 2020)
Tax Bill	$1,321 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`137321-0090`

Property Details

APN / Parcel Number

Primary APN	`137321-0090`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,500 sqft Living Area
Gross Area	1,900 sqft
1st Floor Area	1,500 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2001
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,374 sqft (0.33 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	30 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	305 CAMBRIDGE CT
City	SAINT AUGUSTINE
State	FL
Zip	32086-5641
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	26/24-25 WATSON WOODS LOT 9 OR4997/932(Q/C) & 6021/1344(L/E) & 6023/1457 (L/E) & 6024/132(L/E)
Legal Range	29E
Legal Township	08S
Legal Section	13
Legal Subdivision	WATSON WOODS
Legal Block	1
Legal Lot Number	9
Jurisdiction	ST JOHNS FL
Township / Civil Division	MATANZAS
Census Block Group	1
Census Block	1018
Census Tract	21207

Owner

Source: St. Johns County records · APN 137321-0090

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	305 CAMBRIDGE CT, SAINT AUGUSTINE, FL 32086-5641
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 23, 2020 · Amount on Record
Deed Sale	Jul 23, 2020 · Amount on Record
Prior Sale	Apr 07, 2008 · Amount on Record
Deed Document Number	202059855
Deed Book / Page	4997 / 932
Last Transfer Date	Sep 17, 2024
Transfer Doc	0060211344
Record Updated	Jun 08, 2026

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 23, 2020
Property Address	305 CAMBRIDGE CT, SAINT AUGUSTINE, FL 32086-5641
Document Number	0049970932
Book / Page	004997 / 000932
Instrument Date	Jun 09, 2020
Instrument	59855
Transaction Type	Transfer
Record Updated	Aug 14, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$843.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 CAMBRIDGE CT ST AUGUSTINE FL 320865641, ST AUGUSTINE, FL 32086-5641

Mortgage

Document Number	49970936
Date	Jul 23, 2020
Book Page	004997/000936
Instrument	59856

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jul 22, 2040

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$146,227 (+2.7%)	$268,773 (-14.68%) Land $72,800 Building $195,973
2025	$1,321.00 (+21.64%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption	$142,383 (+5.99%)	$315,010 (+5.61%) Land $72,800 Building $242,210
2024	$1,086.00 (+3.33%)
2023	$1,051.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption	$134,340 (+3%)	$298,266 (+7.55%) Land $72,800 Building $225,466
2022	$1,051.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption	$130,427	$277,325 Land $72,800 Building $204,525

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090212071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 86 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	86 in force

Wildfire

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 96 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	SJCU-CR214 MAINLAND WTP serves 66,953 people
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.