305 Broad St, Middletown, MD 21769 Property Records

Frederick County property record for 305 Broad St, Middletown, MD 21769

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,738 sqft · built 1940
Lot Size	0.446 acres (19,433 sqft)
Owner	2 Individual Names on Record
Last Sale	$444,500 (Mar 2020)
Tax Bill	$8,005 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-146227`

Property Details

APN / Parcel Number

Primary APN	`03-146227`
Alternative APNs	`3146227` `146227`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,738 sqft Living Area
Gross Area	2,978 sqft
1st Floor Area	1,222 sqft
Attic	Attic
Attic Area	512 sqft
Basement Area	700 sqft
Finished Basement	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	19,433 sqft (0.446 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	270 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant
Sewer	Municipal

Location & Zoning

Account Number	146227
Street Address	305 BROAD ST
City	MIDDLETOWN
State	MD
Zip	21769-7902
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 19,433 SQ. FT. 305 BROAD ST. MIDDLETOWN
Legal Subdivision	MIDDLETOWN
Legal Lot Number	1
Jurisdiction	FREDERICK MD
Township / Civil Division	3, MIDDLETOWN
Census Block Group	4
Census Block	4011
Census Tract	752601

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	305 BROAD ST, MIDDLETOWN, MD 21769-7902
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage TOWNEBANK MORTGAGE
Mar 27, 2020	Deed, Transfer · Conventional Mortgage TOWNEBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2020 · Amount on Record
Deed Sale	Mar 27, 2020 · Amount on Record
Prior Sale	Jul 23, 2004 · Amount on Record
Deed Book / Page	13618 / 169
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	305 BROAD ST, MIDDLETOWN, MD 21769-7902
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 BROAD ST, MIDDLETOWN, MD 21769-7902

Mortgage

Document Number	0145360372
Date	Feb 11, 2021
Book Page	14536/372

Lender

Name	TOWNEBANK MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23451

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2041

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 27, 2020
Property Address	305 BROAD ST, MIDDLETOWN, MD 21769-7902
Document Number	0136180169
Book / Page	13618 / 169
Instrument Date	Mar 13, 2020
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,222.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	305 BROAD ST, MIDDLETOWN, MD 21769-7902

Mortgage

Document Number	136180174
Date	Mar 27, 2020
Instrument	13618/0174

Lender

Name	TOWNEBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Middletown Town
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$604,800 (+42.64%) Land $95,500 Building $509,300	$604,800 (+42.64%) Land $95,500 Building $509,300
2025	$8,005.00 (+32.53%)
2023	$6,040.00	$424,000 Land $79,600 Building $344,400	$424,000 Land $79,600 Building $344,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MIDDLETOWN serves 5,132 people · EPA ID MD0100018
Water Source	Groundwater
Last State Inspection	Jan 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: EarthLink Business, MN FWA Buyer.

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