305 Bristol Pl, O Fallon, MO 63366 Property Records

St. Charles County property record for 305 Bristol Pl, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,468 sqft · built 1989
Lot Size0.191 acres (8,330 sqft)
Owner2 Individual Names on File
Last Sale$175,000 (Nov 2014)
Tax Bill$3,339 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNA882000099

Property Details

APN / Parcel Number

Primary APNA882000099
Alternative APN
  • 2-057A-6180-00-0110.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area2,468 sqft Living Area
Gross Area2,971 sqft
1st Floor Area1,285 sqft
Basement Area1,245 sqft
Finished Basement1,183 sqft
Unfinished Basement62 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,330 sqft (0.191 acres)
Lot Dimensions119 ft deep x 70 ft wide
TerrainRolling
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area36 sqft
Patio Area400 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA882000099
Street Address305 BRISTOL PL
CityO FALLON
StateMO
Zip63366-7417
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWESTRIDGE #2 LOT 110
Legal SubdivisionWESTRIDGE #2
Legal Lot Number110
JurisdictionST CHARLES MO
Township / Civil DivisionWENTZVILLE
Census Block Group2
Census Block2002
Census Tract311802

Owner

305 Bristol Pl is owned and occupied by two individuals who bought it in November 2014.

Source: St. Charles County records, as of August 7, 2026

Owner of Record2 Individual Names on File
Mailing Address305 BRISTOL PL, O FALLON, MO 63366-7417
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 12, 2014 · Amount on File
Deed SaleNov 12, 2014 · Amount on File
Prior SaleDec 21, 2006 · Amount on File
Deed Document Number2014632540
Deed Book / Page6266 / 1479
Prior Transfer DateNov 24, 2010
Prior Transfer Doc0055351108
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address305 BRISTOL PL, O FALLON, MO 63366-7417
Document Number0000094443
Instrument DateNov 23, 2020
Transaction TypeMortgage
Record UpdatedFeb 26, 2021
Title CompanyINVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address305 BRISTOL PL O FALLON MO 633667417, O FALLON, MO 63366-7417

Mortgage

Document Number0000094443
DateDec 3, 2020
Instrument94443
Lender
NameSTIFEL BK&TR
TypeBank
AddressSAINT LOUIS, MO 63141
Agreement
AmountAmount on Record
Term360 Months
DueDec 2, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 305 Bristol Pl was $3,339, up 6.3% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$51,867 (-)$272,985 (-) Land $60,000 Building $212,985
2025$3,339.00 (+6.27%)$51,867$272,985 Land $60,000 Building $212,985
2024$3,142.00
2023$47,374
2022$249,338 Land $45,000 Building $204,338

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 305 Bristol Pl in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims5 (1979–2015)
Claims Outside the SFHA3 of 5
Most Recent ClaimDec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 Bristol Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOFALLON PWS
serves 32,515 people · EPA ID MO6010588
Water SourcePurchased surface water from several systems
Last State InspectionAug 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Wisper ISP.

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