Bedford County property record for 305 Bridge St E, Wartrace, TN 37183
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,550 sqft · built 2020 |
| Lot Size | 1.67 acres (72,850 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (Dec 2024) |
| Deeds & Mortgages | Feb 2023 Line of Credit May 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 002071D E 01605 |
| Primary APN | 002071D E 01605 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,550 sqft Living Area |
| 1st Floor Area | 1,550 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Siding |
| Lot Area | 72,850 sqft (1.67 acres) |
| Lot Dimensions | 235 ft deep x 310 ft wide |
| Garage Type | Carport |
| Garage Area | 600 sqft |
| Carport | Carport |
| Carport Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 119 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 305 BRIDGE ST E |
|---|---|
| City | WARTRACE |
| State | TN |
| Zip | 37183-2106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | OLD HOMETOWN ESTS |
| Legal Lot Number | 2 |
| Jurisdiction | BEDFORD TN |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 950700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Wartrace Historic District listed 1991 · 146 contributing resources · NRIS 91000914 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
305 Bridge St E is owned and occupied by two individuals who acquired it in May 2026.
Source: Bedford County records, as of May 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 305 BRIDGE ST E, WARTRACE, TN 37183-2106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 23, 2023 | Deed of Trust, Mortgage · Line of Credit REDSTONE FCU |
| May 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC |
| May 14, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 13, 2024 · Amount on File |
| Deed Sale | Dec 13, 2024 · Amount on File |
| Prior Sale | May 4, 2020 · Amount on File |
| Deed Document Number | 20248286 |
| Deed Book / Page | 394 / 205 |
| Last Transfer Date | May 8, 2026 |
| Transfer Doc | 0000003529 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD TN |
| Property Address | 305 BRIDGE ST E, WARTRACE, TN 37183-2106 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0TD1077992 |
|---|---|
| Date | Feb 23, 2023 |
| Book Page | TD1077/992 |
| Instrument | 23001194 |
| Name | REDSTONE FCU |
|---|---|
| Type | Credit Union |
| Address | HUNTSVILLE, AL 35893 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 22, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD TN |
| Recording Date | May 14, 2026 |
| Property Address | 305 BRIDGE ST E, WARTRACE, TN 37183-2106 |
| Document Number | 0000003530 |
| Book / Page | 1192 / 45 |
| Instrument Date | May 8, 2026 |
| Instrument | 20263530 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ABSOLUTE TITLE |
| Name | Verified Name |
|---|---|
| Address | 305 BRIDGE ST E, WARTRACE, TN 37183-2106 |
| Document Number | 0000003530, |
|---|---|
| Date | May 14, 2026 |
| Book Page | 1192/45 |
| Instrument | 20263530 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BEDFORD TN |
| Recording Date | May 14, 2026 |
| Property Address | 305 BRIDGE ST E, WARTRACE, TN 37183-2106 |
| Document Number | 0000003529 |
| Book / Page | 404 / 958 |
| Instrument Date | May 8, 2026 |
| Instrument | 20263529 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | ABSOLUTE TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 305 BRIDGE ST E, WARTRACE, TN 37183-2106 |
| Document Number | 0000003530, |
|---|---|
| Date | May 14, 2026 |
| Book Page | 1192/45 |
| Instrument | 20263530 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Bedford County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Bedford County |
| Municipality | Wartrace Town |
| Unified School District | Bedford County School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $53,300 Land $7,500 Building $45,800 | |
| 2023 | $53,300 Land $7,500 Building $45,800 | |
| 2021 | $213,200 Land $30,000 Building $183,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 305 Bridge St E in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 2, 2007
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 305 Bridge St E is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WARTRACE WATER SYSTEM serves 3,576 people · EPA ID TN0000730 |
|---|---|
| Water Source | Purchased surface water from TULLAHOMA UTILITIES AUTHORITY |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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