305 Bratcher St, Blue Ridge, TX 75424 Property Records

Collin County property record for 305 Bratcher St, Blue Ridge, TX 75424

Property Summary

Property Type	Single Family Home
Details	900 sqft · built 1986
Lot Size	0.269 acres (11,718 sqft)
Owner	2 Individual Names on File
Last Sale	$252,700 (May 2022)
Tax Bill	$3,100 (2025)
Deeds & Mortgages	May 2022 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-1022-000-049C-1`

Property Details

APN / Parcel Number

Primary APN	`R-1022-000-049C-1`
Alternative APNs	`000001846328` `1846328`

Interior

Stories	1 Story
Building Area	900 sqft Living Area
Gross Area	912 sqft
1st Floor Area	900 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2000
Exterior Material	Asbestos
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,718 sqft (0.269 acres)
Porch	Covered Patio/Porch
Porch Area	12 sqft

Location & Zoning

Street Address	305 BRATCHER ST
City	BLUE RIDGE
State	TX
Zip	75424-4400
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLUE RIDGE ORIGINAL DONATION, LOT 49C 50C
Legal Subdivision	BLUE RIDGE ORIGINAL DONATION (CBL)
Legal Block	2
Legal Lot Number	49C
Jurisdiction	COLLIN TX
Township / Civil Division	BLUE RIDGE
Census Block Group	2
Census Block	2027
Census Tract	30101

Owner

305 Bratcher St is owned by two individuals who bought it in May 2022.

Source: Collin County records, as of March 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 392, BLUE RIDGE, TX 75424-0392
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 31, 2022	Vendor's Lien, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 5, 2019	Deed of Trust, Mortgage COMMERCIAL BK/TX
Jan 31, 2017	Deed of Trust, Mortgage LEGACY BK/TX

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2022 · Amount on File
Deed Sale	May 31, 2022 · Amount on File
Prior Sale	Nov 2, 2021
Deed Document Number	202286210
Prior Transfer Date	Mar 28, 2007
Prior Transfer Doc	0000430800
Record Updated	Sep 20, 2026

May 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	May 31, 2022
Property Address	305 BRATCHER ST, BLUE RIDGE, TX 75424-4400
Document Number	0000086210
Instrument Date	May 27, 2022
Instrument	20220531000086210
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	REPUBLIC TITLE COMPANY, REPUBLIC TITLE OF TEXAS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 BRATCHER ST, BLUE RIDGE, TX 75424-4400

Mortgage

Document Number	0000086211
Date	May 31, 2022
Instrument	20220531000086211

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	305 BRATCHER ST, BLUE RIDGE, TX 75424-4400
Document Number	0001131470
Instrument Date	Sep 5, 2019
Transaction Type	Mortgage
Record Updated	Oct 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1108 FOREST LAKE CIR MCKINNEY TX 750722353, MCKINNEY, TX 75072-2353

Mortgage

Document Number	0001131470
Date	Sep 13, 2019
Instrument	1131470

Lender

Name	COMMERCIAL BK/TX
Type	Bank
Address	ALLEN, TX 75013

Agreement

Amount	Amount on Record
Term	240 Months
Due	Sep 12, 2039

Interest

Rate Type	Adjustable Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	305 BRATCHER ST, BLUE RIDGE, TX 75424-4400
Document Number	0000157950
Instrument Date	Jan 31, 2017
Transaction Type	Mortgage
Record Updated	Mar 7, 2017
Title Company	REPUBLIC TITLE COMPANY, REPUBLIC TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1208 MCKINNEY TX 750708149, MCKINNEY, TX 75070-8149

Mortgage

Document Number	0000157950
Date	Feb 3, 2017
Instrument	157950

Lender

Name	LEGACY BK/TX
Type	Bank
Address	PLANO, TX 75024

Agreement

Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 305 Bratcher St was $3,100, up 3% from the year before.

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Blue Ridge City
Unified School District	Blue Ridge Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,100.00 (+3.02%)	$162,730 Land $42,932 Building $119,798	$162,730 Land $42,932 Building $119,798
2024	$3,009.00
2023		$124,521 Land $19,550 Building $104,971	$124,521 Land $19,550 Building $104,971
2022	$2,381.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 305 Bratcher St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 Bratcher St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLUE RIDGE serves 1,189 people · EPA ID TX0430002
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Rise Broadband Fixed Wireless	300 / 60
T-Mobile Fixed Wireless	100 / 20
360 Broadband Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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