305 Boyce Rd, Charlotte, NC 28211 Property Records

Mecklenburg County property record for 305 Boyce Rd, Charlotte, NC 28211

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,176 sqft · built 1981
Lot Size	0.608 acres (26,502 sqft)
Owner	Individual Name on File
Last Sale	$751,000 (Nov 2021)
Tax Bill	$8,462 (2023)
Deeds & Mortgages	Jan 2026 Line of Credit Nov 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`189-271-92`

Property Details

APN / Parcel Number

Primary APN	`189-271-92`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,176 sqft Heated Area
Gross Area	1,838 sqft
1st Floor Area	1,708 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	26,502 sqft (0.608 acres)
Porch	Porch
Porch Area	90 sqft
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	189-271-92
Street Address	305 BOYCE RD
City	CHARLOTTE
State	NC
Zip	28211-6007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	DIST:1 CITY/MUNI/TWP:CHARLOTTE MAP REF:BK 189 PG 27
Legal Subdivision	SOUTHBRIDGE PH 02 MAP 07
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	3
Census Block	3003
Census Tract	2008

Owner

305 Boyce Rd is owned and occupied by an individual who bought it in November 2021.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	Individual Name on File
Mailing Address	305 BOYCE RD, CHARLOTTE, NC 28211-6007
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Nov 4, 2021	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Nov 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC
Oct 24, 2017	Warranty Deed, Transfer · Conventional Mortgage CASTLE & COOKE MORTGAGE LLC
Apr 19, 2017	Warranty Deed, Transfer ATTORNEY ONLY
Mar 17, 2017	Warranty Deed, Transfer · Construction Mortgage LUNDSTEN NORTHCROSS PROP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2021 · Amount on File
Deed Sale	Nov 4, 2021 · Amount on File
Prior Sale	Oct 24, 2017 · Amount on File
Deed Document Number	0036728213
Deed Book / Page	36728 / 213
Record Updated	Jun 7, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	305 BOYCE RD, CHARLOTTE, NC 28211-6007
Transaction Type	Mortgage
Record Updated	Feb 5, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009002
Date	Jan 29, 2026
Book Page	40164/648
Instrument	2026009002

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 16, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Nov 4, 2021
Property Address	305 BOYCE RD, CHARLOTTE, NC 28211-6007
Document Number	0000211111
Book / Page	36728 / 213
Instrument Date	Nov 2, 2021
Instrument	2021211111
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	NOT AVAILABLE, TRYON TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,502.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1563 E HYRUM BLVD, HYRUM, UT 84319-2101

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 BOYCE RD, CHARLOTTE, NC 28211-6007

Mortgage

Document Number	0000211112
Date	Nov 4, 2021
Instrument	2021211112

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	305 BOYCE RD, CHARLOTTE, NC 28211-6007
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EQUITY NATL TTL & CLOSING SV

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000192311
Date	Nov 16, 2020
Book Page	35315/92
Instrument	2020192311

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 24, 2017
Property Address	305 BOYCE RD, CHARLOTTE, NC 28211-6007
Document Number	0000143980
Book / Page	32219 / 075
Instrument Date	Oct 20, 2017
Instrument	2017143980
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3816 MOORELAND FARMS RD, 3816, CHARLOTTE, NC 28226-5402

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 BOYCE RD, CHARLOTTE, NC 28211-6007

Mortgage

Document Number	0000143981
Date	Oct 24, 2017
Instrument	2017143981

Lender

Name	CASTLE & COOKE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 19, 2017
Property Address	305 BOYCE RD, CHARLOTTE, NC 28211-6007
Document Number	0000050471
Book / Page	031729 / 000822
Instrument Date	Apr 19, 2017
Instrument	50471
Transaction Type	Transfer
Record Updated	Apr 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$460.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	3816 MOORELAND FARMS RD CHARLOTTE NC 282265402, CHARLOTTE, NC 28226-5402
Investor	Possibly a Property Investor

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Mar 17, 2017
Property Address	305 BOYCE RD, CHARLOTTE, NC 28211-6007
Document Number	0000034538
Book / Page	031645 / 000371
Instrument Date	Mar 17, 2017
Instrument	34538
Transaction Type	Transfer
Record Updated	Mar 27, 2017
Title Company	URBAN TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9820 NORTHCROSS CENTER CT HUNTERSVILLE NC 280787356, HUNTERSVILLE, NC 28078-7356

Mortgage

Document Number	34539
Date	Mar 17, 2017
Book Page	031645/000374
Instrument	34539

Lender

Name	LUNDSTEN NORTHCROSS PROP LLC
Address	9820 NORTHCROSS CENTER CT, HUNTERSVILLE, NC 28078-7356

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 16, 2018

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 305 Boyce Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	9 (2008–2024)
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Florence, Sep 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 Boyce Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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