305 Bowers St, Lindale, TX 75771 Property Records

Smith County property record for 305 Bowers St, Lindale, TX 75771

Property Summary

Property Type	Single Family Home
Details	1 ba · 932 sqft · built 1950
Lot Size	0.3 acres (13,068 sqft)
Owner	Company Name on Record
Tax Bill	$2,585 (2026)
Deeds & Mortgages	May 2026 Mortgage Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R028609`

Property Details

APN / Parcel Number

Primary APN	`R028609`
Alternative APN	`1-00000-0381-01-087030`

Interior

Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	932 sqft Living Area
1st Floor Area	932 sqft
Flooring	Carpet

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2005
Exterior Material	Metal
Construction Type	Metal Frame
Foundation Type	Pier/Post & Beam
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Carport
Garage Area	288 sqft
Carport	Carport
Carport Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	R028609
Street Address	305 BOWERS ST
City	LINDALE
State	TX
Zip	75771-6231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ABST A0381 J GIBSONTRACT 87C
Legal Subdivision	A0381 J GIBSON
Legal Tract	87C
Jurisdiction	SMITH TX
Township / Civil Division	LINDALE
Census Block Group	1
Census Block	1007
Census Tract	1407

Owner

Source: Smith County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	305 BOWERS ST, LINDALE, TX 75771-6231
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY BANK
Oct 26, 2021	Vendor's Lien, Transfer · Conventional Mortgage MORTGAGE FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2026
Deed Sale	Mar 26, 2026
Prior Sale	Dec 11, 2024 · Amount on Record
Deed Document Number	20268260
Prior Transfer Date	Dec 3, 2024
Prior Transfer Doc	0000035995
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Recording Date	May 19, 2026
Property Address	305 BOWERS ST, LINDALE, TX 75771-6231
Document Number	0000014345
Instrument Date	May 19, 2026
Instrument	202614345
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	105 E REDBUD ST, GILMER, TX 75644-3533
Investor	Possibly a Property Investor

Mortgage

Document Number	0000014345,
Date	May 19, 2026
Instrument	202614345

Lender

Name	PROSPERITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 19, 2041

Interest

Rate Type	Adjustable Rate
Rate	5.58%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	SMITH TX
Recording Date	Oct 26, 2021
Property Address	305 BOWERS ST, LINDALE, TX 75771-6231
Document Number	0001044169
Map Reference	VOL 794 PG 541
Instrument Date	Oct 22, 2021
Instrument	202101044169
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 BOWERS ST, LINDALE, TX 75771-6231

Mortgage

Document Number	0001044170
Date	Oct 26, 2021
Instrument	202101044170

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Smith County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Smith County
Municipality	Lindale City
Unified School District	Lindale Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,585.00 (-13.57%)	$134,791 (-13.56%) Land $60,897 Building $73,894	$134,791 (-13.56%) Land $60,897 Building $73,894
2025	$2,991.00 (+69.27%)	$155,932 (+65.97%) Land $60,897 Building $95,035	$155,932 (+65.97%) Land $60,897 Building $95,035
2024	$1,767.00 (-2.05%)
2023	$1,804.00 (+38.45%)	$93,954 Land $12,000 Building $81,954	$93,954 Land $12,000 Building $81,954
2022	$1,303.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINDALE serves 6,313 people · EPA ID TX2120002
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Peoples Communications.

Nearby Properties on Bowers St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures