305 Birch St, Waco, TX 76705 Property Records

McLennan County property record for 305 Birch St, Waco, TX 76705

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,314 sqft · built 1949
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$149,600 (Jun 2020)
Tax Bill	$2,004 (2024)
Deeds & Mortgages	Jun 2020 Mortgage Feb 2020 Loan Modification + 4 more
Flood Zone	Zone X (minimal risk)
APN	`20-030600-020200-4`

Property Details

APN / Parcel Number

Primary APN	`20-030600-020200-4`
Alternative APNs	`2003060002020040111` `113813`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,314 sqft Living Area
1st Floor Area	1,314 sqft
Flooring	Wood

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1967
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	528 sqft
Carport	Carport
Carport Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	80 sqft
Storage Building	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	305 BIRCH ST
City	WACO
State	TX
Zip	76705-1304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LAKEVIEW LOT 8 9 BLOCK 45 ACRES .3444
Legal Subdivision	LAKEVIEW
Legal Block	45
Legal Lot Number	8
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	3
Census Block	3027
Census Tract	3200

Owner

Source: McLennan County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	305 BIRCH ST, WACO, TX 76705-1304
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2020	Vendor's Lien, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 15, 2020	Loan Modification, Mortgage ALLIANCE BK CTRL TX
Aug 15, 2019	Loan Modification, Mortgage ALLIANCE BK CTRL TX
Aug 15, 2018	Loan Modification, Mortgage ALLIANCE BK CTRL TX
Feb 15, 2018	Loan Modification, Mortgage ALLIANCE BK CTRL TX
Aug 15, 2017	Loan Modification, Mortgage ALLIANCE BK CTRL TX

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2020 · Amount on Record
Deed Sale	Jun 8, 2020 · Amount on Record
Prior Sale	Jul 16, 2010 · Amount on Record
Deed Document Number	202018602
Prior Transfer Date	Jul 15, 2010
Prior Transfer Doc	0000021892
Record Updated	Sep 20, 2026

June 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Jun 8, 2020
Property Address	305 BIRCH ST, WACO, TX 76705-1304
Document Number	0000018602
Map Reference	VOL 254 PG 502
Instrument Date	Jun 5, 2020
Instrument	2020018602
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	305 BIRCH ST, 305, WACO, TX 76705-1304

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3721 SHELBY AVE, WACO, TX 76711-1445
Investor	Possibly a Property Investor

Mortgage

Document Number	0000018603
Date	Jun 8, 2020
Instrument	2020018603

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	305 BIRCH ST, WACO, TX 76705-1304
Document Number	0000009315
Instrument Date	Feb 15, 2020
Transaction Type	Mortgage
Record Updated	May 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	305 BIRCH ST WACO TX 767051304, WACO, TX 76705-1304

Mortgage

Document Number	0000009315
Date	Mar 19, 2020
Instrument	9315

Lender

Name	ALLIANCE BK CTRL TX
Type	Bank
Address	WACO, TX 76714

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Mar 18, 2021

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	305 BIRCH ST, WACO, TX 76705-1304
Document Number	0000029465
Instrument Date	Aug 15, 2019
Transaction Type	Mortgage
Record Updated	Sep 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	305 BIRCH ST WACO TX 767051304, WACO, TX 76705-1304

Mortgage

Document Number	0000029465
Date	Sep 3, 2019
Instrument	29465

Lender

Name	ALLIANCE BK CTRL TX
Type	Bank
Address	WACO, TX 76714

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Sep 2, 2020

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	305 BIRCH ST, WACO, TX 76705-1304
Document Number	0000032199
Instrument Date	Aug 15, 2018
Transaction Type	Mortgage
Record Updated	Oct 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	305 BIRCH ST WACO TX 767051304, WACO, TX 76705-1304

Mortgage

Document Number	0000032199
Date	Sep 11, 2018
Instrument	32199

Lender

Name	ALLIANCE BK CTRL TX
Type	Bank
Address	WACO, TX 76714

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Sep 10, 2019

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	305 BIRCH ST, WACO, TX 76705-1304
Document Number	0000008266
Instrument Date	Feb 15, 2018
Transaction Type	Mortgage
Record Updated	Mar 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	305 BIRCH ST WACO TX 767051304, WACO, TX 76705-1304

Mortgage

Document Number	0000008266
Date	Mar 15, 2018
Instrument	8266

Lender

Name	ALLIANCE BK CTRL TX
Type	Bank
Address	WACO, TX 76710

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Mar 14, 2019

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	305 BIRCH ST, WACO, TX 76705-1304
Document Number	0000031121
Instrument Date	Aug 15, 2017
Transaction Type	Mortgage
Record Updated	Oct 5, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 BIRCH ST WACO TX 767051304, WACO, TX 76705-1304

Mortgage

Document Number	0000031121
Date	Sep 21, 2017
Instrument	31121

Lender

Name	ALLIANCE BK CTRL TX
Type	Bank
Address	WACO, TX 76710

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Sep 20, 2018

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Lacy-Lakeview City
Unified School District	Connally Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$174,040 (+4.43%) Land $47,400 Building $126,640	$174,040 (+4.43%) Land $47,400 Building $126,640
2024	$2,004.00 (-32.04%)
2023		$166,660 Land $47,400 Building $119,260	$166,660 Land $47,400 Building $119,260
2022	$2,949.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1995–2004)
Most Recent Claim	May 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LACY LAKEVIEW serves 7,275 people · EPA ID TX1550033
Water Source	Purchased surface water from CITY OF WACO
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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