305 Bern St, New Bern, NC 28562 Property Records

Craven County property record for 305 Bern St, New Bern, NC 28562 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,369 sqft · built 1880
Lot Size	0.098 acres (4,252 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (Apr 2017)
Tax Bill	$2,772 (2025)
Deeds & Mortgages	Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8-008-229`

Property Details

APN / Parcel Number

Primary APN	`8-008-229`
Alternative APN	`115171`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,369 sqft Living Area
1st Floor Area	1,369 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,252 sqft (0.098 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	115171
Street Address	305 BERN ST
City	NEW BERN
State	NC
Zip	28562-5649
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	305 BERN ST
Legal Subdivision	TOWNSHIP
Jurisdiction	CRAVEN NC
Township / Civil Division	8
Census Block Group	3
Census Block	3018
Census Tract	960900

Owner

Source: Craven County records · APN 8-008-229

Assessment roll updated October 7, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	305 BERN ST, NEW BERN, NC 28562-5649
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 20, 2017 · Amount on Record
Deed Sale	Apr 20, 2017 · Amount on Record
Prior Sale	Nov 14, 2016 · Amount on Record
Deed Book / Page	3498 / 1614
Prior Transfer Date	Dec 13, 2016
Prior Transfer Doc	3485/2059
Record Updated	Jun 08, 2026

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CRAVEN NC
Recording Date	Apr 20, 2017
Property Address	305 BERN ST, NEW BERN, NC 28562-5649
Document Number	3498/1614
Book / Page	3498 / 1614
Instrument Date	Apr 18, 2017
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$720.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 BERN ST, NEW BERN, NC 28562-5649

Mortgage

Document Number	3498/1618
Date	Apr 20, 2017
Book Page	3498/1618

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2047

Tax Assessment & Valuation

Source: Craven County records · Assessment roll updated October 7, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,772.00 (+1.65%)	$323,450 (-) Land $80,000 Building $243,450	$323,450 (-) Land $80,000 Building $243,450
2023	$2,727.00 (+5.45%)	$323,450 (+33.44%) Land $80,000 Building $243,450	$323,450 (+33.44%) Land $80,000 Building $243,450
2022	$2,586.00	$242,390 Land $80,000 Building $162,390
2018			$242,390 Land $80,000 Building $162,390

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Craven County (37049C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370499609003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 33 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	2 (2011–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018, Hurricane Florence

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 366 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Brightspeed	Fiber	2,000 / 2,000
Optimum Communications	Cable	940 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.