305 Benton St, Cambridge, WI 53523 Property Records

Dane County property record for 305 Benton St, Cambridge, WI 53523

Property Summary

Property Type	Single Family Home
Lot Size	0.226 acres (9,845 sqft)
Owner	Individual Name on Record
Last Sale	$94,800 (Feb 2018)
Tax Bill	$4,568 (2025)
Deeds & Mortgages	May 2017 Line of Credit May 2020 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0612-231-6971-8`

Property Details

APN / Parcel Number

Primary APN	`0612-231-6971-8`

Exterior

Lot Area	9,845 sqft (0.226 acres)

Location & Zoning

Street Address	305 BENTON ST
City	CAMBRIDGE
State	WI
Zip	53523-9435
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 23-6-12 PRT SE1/4 NE1/4 COM PT ON S LN BENTON ST 273 FT E INTERS SD ST WITH W LN TH S 132 FT E 74.25 FT N 132 FT W 74.25 FT TO POB OUTLOT 11 A/K/A LOT 1 & E 8.25 FT LOT 2 BLOCK 77 VACATED CLINTON & ALSO INCL PRT VAC MAIN ST DESCR AS BEG AT NE COR
Legal Range	12E
Legal Township	06N
Legal Section	23
Legal Subdivision	VILLAGE/ROCKDALE
Legal Block	69
Legal Lot Number	71
Jurisdiction	DANE WI
Township / Civil Division	ROCKDALE
Census Block Group	4
Census Block	4055
Census Tract	11900

Owner

Source: Dane County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	305 BENTON ST, CAMBRIDGE, WI 53523-9435
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2017	Deed of Trust, Mortgage · Line of Credit MCFARLAND STATE BANK
May 19, 2020	Loan Modification, Mortgage · FHA Mortgage MONEY SOURCE
May 19, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Feb 12, 2018	Quit Claim Deed, Transfer · FHA Mortgage HOMEOWNERS FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2018 · Amount on Record
Deed Sale	Feb 12, 2018 · Amount on Record
Prior Sale	Oct 31, 2016 · Amount on Record
Deed Document Number	20185389197
Prior Transfer Date	Jan 19, 2018
Prior Transfer Doc	0005389197
Record Updated	Oct 29, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	305 BENTON ST, CAMBRIDGE, WI 53523-9435
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005325074
Date	May 12, 2017
Instrument	5325074

Lender

Name	MCFARLAND STATE BANK
Type	Bank
Address	MC FARLAND, WI 53558

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DANE WI
Property Address	305 BENTON ST, CAMBRIDGE, WI 53523-9435
Document Number	0005607327
Instrument Date	May 19, 2020
Transaction Type	Mortgage
Record Updated	Jul 20, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 BENTON ST CAMBRIDGE WI 535239435, CAMBRIDGE, WI 53523-9435

Mortgage

Document Number	0005607327
Date	Jun 30, 2020
Instrument	5607327

Lender

Name	MONEY SOURCE
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2050

Interest

Rate Type	Fixed Rate
Rate	3.75%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	305 BENTON ST, CAMBRIDGE, WI 53523-9435
Document Number	0005607328
Instrument Date	May 19, 2020
Transaction Type	Mortgage
Record Updated	Jul 20, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 BENTON ST CAMBRIDGE WI 535239435, CAMBRIDGE, WI 53523-9435

Mortgage

Document Number	0005607328
Date	Jun 30, 2020
Instrument	5607328

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2050

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DANE WI
Recording Date	Feb 12, 2018
Property Address	305 BENTON ST, CAMBRIDGE, WI 53523-9435
Document Number	0005389197
Instrument Date	Jan 19, 2018
Instrument	5389197
Transaction Type	Transfer
Record Updated	Jun 14, 2021

Transaction

Amount	Amount Recorded
Tax	$284.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005389198
Date	Feb 12, 2018
Instrument	5389198

Lender

Name	HOMEOWNERS FINANCIAL SERVICES

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Dane County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
Municipality	Rockdale Village
Unified School District	Cambridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,568.00 (-1.42%) Homeowner's exemption	$173,000 (-) Land $15,800 Building $157,200	$280,000 (+16.81%)
2023		$173,000 Land $15,800 Building $157,200	$239,700
2022	$4,634.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2001 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
LiteWire Fixed Wireless	100 / 25

May also be available: Bertram Communications, Netwurx.

Cell Coverage

5G (outdoors only) and 4G LTE

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