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305 Bennett St, Charlotte, NC 28213 Property Records

Mecklenburg County property record for 305 Bennett St, Charlotte, NC 28213

Property Summary

Property TypeResidential Vacant Land
Lot Size0.783 acres (34,122 sqft)
OwnerCompany Name on Record
Last Sale$240,000 (Aug 2021)
Tax Bill$530 (2023)
Deeds & MortgagesSep 2023 Mortgage
Aug 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN089-023-10

Property Details

APN / Parcel Number

Primary APN089-023-10

Exterior

Lot Area34,122 sqft (0.783 acres)
Garage Area1,200 sqft

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Old Parcel Number089-023-10
Street Address305 BENNETT ST
CityCHARLOTTE
StateNC
Zip28213-6721
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeR-12MF
Legal DescriptionL150-152 &P153 M5-107
Legal SubdivisionCHARON
Legal Lot Number150-152 152
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2012
Census Tract5306

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address10612D PROVIDENCE RD UNIT 498, 498, CHARLOTTE, NC 28277-0233
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 12, 2023Deed of Trust, Mortgage · Commercial Mortgage
CAROLINA HARD MONEY
Aug 12, 2021Warranty Deed, Transfer
NOT AVAILABLE, TRYON TITLE COMPANY
Jan 20, 2021Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 12, 2021 · Amount on Record
Deed SaleAug 12, 2021 · Amount on Record
Prior SaleJan 20, 2021 · Amount on Record
Deed Document Number0036406791
Deed Book / Page36406 / 791
Record UpdatedJun 7, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address305 BENNETT ST, CHARLOTTE, NC 28213-6721
Transaction TypeMortgage
Record UpdatedSep 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 BENNETT ST, CHARLOTTE, NC 28213-6721

Mortgage

Document Number0000087452
DateSep 12, 2023
Book Page38367/296
Instrument2023087452
Lender
NameCAROLINA HARD MONEY
TypeNon-Lending Institution
AddressROCK HILL, SC 29730
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term13 Months
DueOct 1, 2024

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateAug 12, 2021
Property Address305 BENNETT ST, CHARLOTTE, NC 28213-6721
Document Number0000155971
Book / Page36406 / 791
Instrument DateAug 12, 2021
Instrument2021155971
Transaction TypeTransfer
Record UpdatedMay 25, 2023
Title CompanyNOT AVAILABLE, TRYON TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$480.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1204 LOUISE AVE, CHARLOTTE, NC 28205-2853

Transferred To (Grantee/Buyer)

NameVerified Name
Address10612D PROVIDENCE RD # 498, 498, CHARLOTTE, NC 28277-0233

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateJan 20, 2021
Property Address305 BENNETT ST, CHARLOTTE, NC 28213-6721
Document Number0000011222
Book / Page035570 / 000933
Instrument DateJan 18, 2021
Instrument11222
Transaction TypeTransfer
Record UpdatedFeb 15, 2021
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$130.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address128 S TRYON ST CHARLOTTE NC 282025001, CHARLOTTE, NC 28202-5001

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims21 (1982–2022)
Claims Outside the SFHA6 of 21
Most Recent ClaimJan 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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