305 Benjamin Ln, Louisville, KY 40222 Property Records

Louisville/Jefferson County Metro Government property record for 305 Benjamin Ln, Louisville, KY 40222

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,551 sqft · built 1941
Lot Size	0.149 acres (6,499 sqft)
Owner	Individual Name on File
Last Sale	$248,210 (Aug 2021)
Tax Bill	$2,794 (2025)
Deeds & Mortgages	Nov 2025 Second Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21027600080017`

Property Details

APN / Parcel Number

Primary APN	`21027600080017`
Alternative APNs	`027600080017` `00055533`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Stories	1 Story
Building Area	1,551 sqft Finished Area
Flooring	Covered

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,499 sqft (0.149 acres)
Lot Dimensions	618 ft deep x 5,114 ft wide
Garage Type	Detached
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces
Patio Area	78 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	00055533
Street Address	305 BENJAMIN LN
City	LOUISVILLE
State	KY
Zip	40222-4843
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4-RESIDEN
Legal Description	TRACT A MINOR PLAT DB 5114 X 618, 0.1492 AC +/-
Legal Subdivision	FAUNTHINE PLACE AND FOUNTAINE PLACE
Legal Tract	A
Jurisdiction	JEFFERSON KY
Township / Civil Division	EAST JEFFERSON
Census Block Group	2
Census Block	2000
Census Tract	10104

Owner

305 Benjamin Ln is owned and occupied by an individual who bought it in August 2021.

Source: Louisville/Jefferson County Metro Government records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	305 BENJAMIN LN, LOUISVILLE, KY 40222-4843
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Aug 30, 2021	Deed, Transfer · Conventional Mortgage REPUBLIC BANK & TRUST CO
Jan 11, 2019	Deed of Trust, Mortgage · Line of Credit PNC BK NATL ASSN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2021 · Amount on File
Deed Sale	Aug 30, 2021 · Amount on File
Prior Sale	May 3, 2013 · Amount on File
Deed Document Number	2021217004
Deed Book / Page	12121 / 470
Prior Transfer Date	Apr 18, 2013
Prior Transfer Doc	DN2013092826
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	305 BENJAMIN LN, LYNDON, KY 40222-4843
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 BENJAMIN LN, LOUISVILLE, KY 40222-4843

Mortgage

Document Number	0000144708
Date	Nov 17, 2025
Book Page	M 19550/351
Instrument	2025144708

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2045

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	305 BENJAMIN LN, LYNDON, KY 40222-4843
Transaction Type	Mortgage
Record Updated	Mar 2, 2023
Title Company	LOUISVILLE TITLE AGENCY, LOUISVILLE TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000081458
Date	Apr 5, 2021
Book Page	17285/579
Instrument	2021081458

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON KY
Recording Date	Aug 30, 2021
Property Address	305 BENJAMIN LN, LYNDON, KY 40222-4843
Document Number	0000217004
Book / Page	D 12121 / 470
Map Reference	M 03 PG 30
Instrument Date	Aug 13, 2021
Instrument	2021217004
Transaction Type	Transfer
Record Updated	Mar 2, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$248.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	403 LYNDONWOODS CIR, LOUISVILLE, KY 40222-6846

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 BENJAMIN LN, LOUISVILLE, KY 40222-4843

Mortgage

Document Number	0000217005
Date	Aug 30, 2021
Instrument	2021217005

Lender

Name	REPUBLIC BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	305 BENJAMIN LN, LYNDON, KY 40222-4843
Document Number	0158370328
Instrument Date	Jan 11, 2019
Transaction Type	Mortgage
Record Updated	Feb 14, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	305 BENJAMIN LN LOUISVILLE KY 402224843, LOUISVILLE, KY 40222-4843

Mortgage

Document Number	0158370328
Date	Feb 1, 2019
Book Page	015837/000328
Instrument	23830

Lender

Name	PNC BK NATL ASSN
Address	LOUISVILLE, KY 40207

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 305 Benjamin Ln was $2,794.

Source: Louisville/Jefferson County Metro Government assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Municipality	Lyndon City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,794.00	$248,210 Land $60,000 Building $188,210
2024			$248,210 (-) Land $60,000 Building $188,210
2023	$2,849.00 (-0.35%)	$248,210 (-) Land $60,000 Building $188,210	$248,210 (-) Land $60,000 Building $188,210
2022	$2,859.00	$248,210 Land $60,000 Building $188,210	$248,210 Land $60,000 Building $188,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 Benjamin Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2018)
Most Recent Claim	Feb 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 Benjamin Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 312 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BluegrassNet.

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