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  5. Belfair Rd

305 Belfair Rd, Irmo, SC 29063 Property Records

Richland County property record for 305 Belfair Rd, Irmo, SC 29063

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 3,070 sqft · built 2001
Lot Size0.345 acres (15,031 sqft)
Owner2 Individual Names on Record
Last Sale$380,000 (Aug 2026)
Tax Bill$9,923 (2025)
Deeds & MortgagesAug 2026 Sale & Mortgage
Feb 2024 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN04112-02-06

Property Details

APN / Parcel Number

Primary APN04112-02-06
Alternative APNs
  • R04112-02-06
  • 01666833

Interior

Bedrooms5 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,070 sqft Heated Area
Gross Area4,073 sqft
1st Floor Area1,350 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area15,031 sqft (0.345 acres)
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchPatio
Porch Area583 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number01666833
Street Address305 BELFAIR RD
CityIRMO
StateSC
Zip29063-8292
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-LD
Legal DescriptionLOT 45 78.3X146.9X96X172.2 #PR 455-710 #SU BELFAIR PHASE 3
Legal SubdivisionBELFAIR
Legal Phase3
Legal Lot Number45,78
JurisdictionRICHLAND SC
Township / Civil DivisionDUTCH FORK
Census Block Group2
Census Block2023
Census Tract10308

Owner

Source: Richland County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address305 BELFAIR RD, IRMO, SC 29063-8292
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 6, 2026Deed, Transfer · VA Mortgage
GUILD MORTGAGE COMPANY
Feb 13, 2024Warranty Deed, Transfer · Conventional Mortgage
LEADERONE FINANCIAL CORP
May 4, 2020Loan Modification, Mortgage · Conventional Mortgage
CMLTI ASSET TR

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 6, 2026 · Amount on Record
Deed SaleAug 6, 2026 · Amount on Record
Prior SaleFeb 13, 2024 · Amount on Record
Deed Document Number202639360
Deed Book / Page3155 / 1478
Record UpdatedSep 20, 2026

August 2026: Deed, Transfer

Document TypeDeed
JurisdictionRICHLAND SC
Recording DateAug 6, 2026
Property Address305 BELFAIR RD, IRMO, SC 29063-8292
Document Number0000039360
Book / Page3155 / 1478
Instrument DateAug 4, 2026
Instrument202639360
Transaction TypeTransfer
Record UpdatedAug 18, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$99,788.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 BELFAIR RD, IRMO, SC 29063-8292

Mortgage

Document Number0000039361,
DateAug 6, 2026
Instrument202639361
Lender
NameGUILD MORTGAGE COMPANY
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate6.49%
Max Rate-1%

February 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRICHLAND SC
Recording DateFeb 13, 2024
Property Address305 BELFAIR RD, IRMO, SC 29063-8292
Document Number0028993848
Book / Page2899 / 3848
Map ReferenceMB 475 PG 2763
Instrument DateFeb 12, 2024
Instrument2024006531
Transaction TypeTransfer
Record UpdatedApr 11, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$910.00
Amount AccuracyVerified / From Affidavit
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address305 BELFAIR RD, IRMO, SC 29063-8292

Mortgage

Document Number0029000695
DateFeb 14, 2024
Book Page2900/695
Instrument2024006677
Lender
NameLEADERONE FINANCIAL CORP
TypeMortgage Company
AddressOVERLAND PARK, KS 66210
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2054

May 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionRICHLAND SC
Property Address305 BELFAIR RD, IRMO, SC 29063-8292
Document Number2562/0269
Instrument DateMay 4, 2020
Transaction TypeMortgage
Record UpdatedFeb 25, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 BELFAIR RD IRMO SC 290638292, IRMO, SC 29063-8292

Mortgage

Document Number2562/0269
DateDec 10, 2020
Book Page002562/000269
Instrument69178
Lender
NameCMLTI ASSET TR
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 9, 2050
Interest
Rate TypeFixed Rate
Rate5.5%

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyRichland County
Unified School DistrictLexington School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,923.00 (+324.79%)$11,568 (-96.52%)$350,000 (+2.97%) Land $45,000 Building $305,000
2024$332,600 (+2,775.17%)$339,900 (+17.53%) Land $45,000 Building $294,900
2023$2,336.00 (-0.43%)$11,568 (-0.02%)$289,200 (-)
2021$2,346.00$11,570$289,200 Land $42,000 Building $247,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (2015)
Claims Outside the SFHA2 of 2
Most Recent ClaimNov 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of South Carolina
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COLUMBIA
serves 354,068 people · EPA ID SC4010001
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityChlorite
resolved · Dec 2024
E. coli
resolved · Apr 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CarolinaConnect Cooperative
Fiber		8,000 / 8,000
AT&T
Fiber · DSL		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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