McHenry County property record for 305 Beach Dr, Algonquin, IL 60102
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,624 sqft · built 1947 |
| Lot Size | 0.207 acres (9,028 sqft) |
| Owner | Individual Name on Record |
| Deeds & Mortgages | Dec 2021 Mortgage Dec 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-33-481-001 |
| Primary APN | 19-33-481-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,624 sqft |
| 1st Floor Area | 1,624 sqft |
| Year Built | Built 1947 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Frame Siding |
| Lot Area | 9,028 sqft (0.207 acres) |
| Heating System | Forced Air |
|---|
| Street Address | 305 BEACH DR |
|---|---|
| City | ALGONQUIN |
| State | IL |
| Zip | 60102-2503 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2020R0014651 LT 1 BLK 13 ARTHUR TRAUBE & CO FOX RIVER VIEW SUB TRACT 1 |
| Legal Range | 08E |
| Legal Township | 43N |
| Legal Section | 33 |
| Legal Subdivision | ARTHUR TRAUBE CO FOX RIVER VIEW |
| Legal Tract | 1 |
| Legal Block | 13 |
| Legal Lot Number | 1 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | ALGONQUIN |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 871310 |
Source: McHenry County records, as of May 13, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 305 BEACH DR, ALGONQUIN, IL 60102-2503 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Dec 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Apr 27, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage CIBM BANK |
| Feb 24, 2020 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Prior Sale | Feb 24, 2020 · Amount on Record |
| Last Transfer Date | Apr 27, 2020 |
| Transfer Doc | 0000014651 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 305 BEACH DR, ALGONQUIN, IL 60102-2503 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Title Company | STARCK TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000064832 |
|---|---|
| Date | Dec 3, 2021 |
| Instrument | 2021R0064832 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Nov 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.27% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 305 BEACH DR, ALGONQUIN, IL 60102-2503 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000058179 |
|---|---|
| Date | Dec 31, 2020 |
| Instrument | 2020R0058179 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Apr 27, 2020 |
| Property Address | 305 BEACH DR, ALGONQUIN, IL 60102-2503 |
| Document Number | 0000014651 |
| Map Reference | DOC78339MB5PG98 |
| Instrument Date | Mar 17, 2020 |
| Instrument | 2020R0014651 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Title Company | PRECIDION TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 305 BEACH DR, ALGONQUIN, IL 60102-2503 |
| Document Number | 0000014652 |
|---|---|
| Date | Apr 27, 2020 |
| Instrument | 2020R0014652 |
| Name | CIBM BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Feb 24, 2020 |
| Property Address | 305 BEACH DR, ALGONQUIN, IL 60102-2503 |
| Document Number | 0000006530 |
| Instrument Date | Feb 21, 2020 |
| Instrument | 6530 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $120.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 119 BIRCH ST CARPENTERSVILLE IL 601101678, CARPENTERSVILLE, IL 60110-1678 |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Algonquin Village |
| County | McHenry County |
| County Subdivision | Algonquin Township |
| Unified School District | Community Unit School District 300 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $49,017 Land $8,088 Building $40,929 | $147,051 Land $24,264 Building $122,787 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 29 (1978–2017) |
| Claims Outside the SFHA | 12 of 29 |
| Most Recent Claim | Jul 2017 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ALGONQUIN serves 30,700 people · EPA ID IL1110050 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2026–2028) action level 15 ppb |
| Copper | 1.6 mg/L (2022–2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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