305 Balding Rd, Ward, AR 72176 Property Records

Lonoke County property record for 305 Balding Rd, Ward, AR 72176 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,760 sqft · built 2019
Lot Size	4.9 acres (213,444 sqft)
Owner	2 Individual Names on File
Last Sale	$511,000 (Sep 2022)
Tax Bill	$2,923 (2024)
Deeds & Mortgages	Sep 2022 Re-recorded Document Jul 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`800-80303-000`

Property Details

APN / Parcel Number

Primary APN	`800-80303-000`
Alternative APN	`39461`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,760 sqft Living Area
Gross Area	3,436 sqft
1st Floor Area	2,760 sqft
Flooring	Ceramic Tile

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	213,444 sqft (4.9 acres)
Garage Type	Attached
Garage Area	676 sqft
Driveway	Concrete Driveway
Driveway Area	711 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	305 BALDING RD
City	WARD
State	AR
Zip	72176-9205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N PT E1/2 SE NW
Legal Range	09W
Legal Township	05N
Legal Section	27
Legal Subdivision	WARD CITY AREA
Legal Block	1
Jurisdiction	LONOKE AR
Township / Civil Division	WARD
Census Block Group	1
Census Block	1003
Census Tract	20102

Owner

Source: Lonoke County records · APN 800-80303-000

Assessment roll updated October 1, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	305 BALDING RD, WARD, AR 72176-9205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 01, 2022	Re-recorded Document WACO TITLE CO MT VERNON, WACO TITLE BENTON
Jul 14, 2022	Warranty Deed, Transfer · VA Mortgage REGIONS BANK
Jun 16, 2020	Loan Modification, Mortgage FIRST CMNTY BK
Jun 18, 2019	Deed of Trust, Construction Loan · Line of Credit FIRST CMNTY BK
Sep 28, 2018	Warranty Deed, Transfer · Line of Credit FIRST AR BK&TR

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 01, 2022 · Amount on Record
Deed Sale	Sep 01, 2022 · Amount on Record
Prior Sale	Jul 14, 2022 · Amount on Record
Deed Document Number	202210433
Prior Transfer Date	Jun 24, 2022
Prior Transfer Doc	0000010433
Record Updated	Sep 20, 2026

September 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	LONOKE AR
Recording Date	Sep 01, 2022
Property Address	305 BALDING RD, WARD, AR 72176-9205
Document Number	0000010433
Book / Page	2022 / 10433
Instrument Date	Jun 24, 2022
Instrument	2022-10433
Record Updated	Sep 27, 2022
Title Company	WACO TITLE CO MT VERNON, WACO TITLE BENTON

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	305 BALDING RD, 305, WARD, AR 72176-9205

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 BALDING RD, WARD, AR 72176-9205

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Jul 14, 2022
Property Address	305 BALDING RD, WARD, AR 72176-9205
Document Number	0000008373
Book / Page	2022 / 8373
Instrument Date	Jun 24, 2022
Instrument	2022-08373
Transaction Type	Transfer
Record Updated	Sep 27, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,666.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	305 BALDING RD, 305, WARD, AR 72176-9205

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 BALDING RD, WARD, AR 72176-9205

Mortgage

Document Number	0202208374
Date	Jul 14, 2022
Instrument	2022-08374

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2052

June 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LONOKE AR
Property Address	305 BALDING RD, WARD, AR 72176-9205
Document Number	0000007240
Instrument Date	Jun 16, 2020
Transaction Type	Mortgage
Record Updated	Aug 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	305 BALDING RD WARD AR 721769205, WARD, AR 72176-9205

Mortgage

Document Number	0000007240
Date	Jul 10, 2020
Instrument	7240

Lender

Name	FIRST CMNTY BK
Type	Bank
Address	BATESVILLE, AR 72503-4330

Agreement

Term	24 Months
Due	Jul 09, 2022

June 2019: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Recording Date	Jun 18, 2019
Property Address	305 BALDING RD, WARD, AR 72176-9205
Document Number	0000005807
Instrument Date	Jun 17, 2019
Instrument	5807
Transaction Type	Construction Loan
Record Updated	Aug 27, 2020
Title Company	FIRST INT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	27 EARNHARDT CIR CABOT AR 720235047, CABOT, AR 72023-5047

Mortgage

Document Number	0000005807
Date	Jun 18, 2019
Instrument	5807

Lender

Name	FIRST CMNTY BK
Type	Bank
Address	BATESVILLE, AR 72503-4330

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jun 17, 2020

Interest

Rate Type	Adjustable Rate

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Sep 28, 2018
Property Address	305 BALDING RD, WARD, AR 72176-9205
Document Number	0000009544
Instrument Date	Sep 25, 2018
Instrument	9544
Transaction Type	Transfer
Record Updated	Nov 01, 2018
Title Company	LENDERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$87.45
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	PO BOX 720 CABOT AR 720230720, CABOT, AR 72023-0720

Mortgage

Document Number	9545
Date	Sep 28, 2018
Instrument	9545

Lender

Name	FIRST AR BK&TR
Type	Bank
Address	JACKSONVILLE, AR 72078

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Sep 27, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lonoke County records · Assessment roll updated October 1, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Municipality	Ward City
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$67,260 (-) Land $7,840 Building $59,420	$336,300 (-) Land $39,200 Building $297,100
2024	$2,923.00 (-2.5%)
2023	$2,998.00 Homeowner's exemption	$67,260 Land $7,840 Building $59,420	$336,300 Land $39,200 Building $297,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lonoke County (05085C), updated April 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 050850201021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2015, rainfall accumulation

Wildfire

Wildfire Risk	Low above 38% of the US · above 36% of Arkansas
Wildfire Likelihood	About 1 in 1,754 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 45 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
First Electric Cooperative	Fiber	1,000 / 1,000
Optimum Communications	Cable	940 / 35
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: G5 Internet, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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