305 Bainbridge Rd, Florence, AL 35634 Property Records

Lauderdale County property record for 305 Bainbridge Rd, Florence, AL 35634

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,607 sqft · built 2004
Lot Size	0.63 acres (27,443 sqft)
Owner	Individual Name on File
Last Sale	$272,500 (Jul 2024)
Tax Bill	$1,247 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-08-33-0-002-095-006`

Property Details

APN / Parcel Number

Primary APN	`16-08-33-0-002-095-006`
Alternative APNs	`091688` `109720` `54423` `91688`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,607 sqft Living Area
1st Floor Area	1,868 sqft
2nd Floor Area	739 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	27,443 sqft (0.63 acres)
Lot Dimensions	219 ft deep x 125 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	109720
Street Address	305 BAINBRIDGE RD
City	FLORENCE
State	AL
Zip	35634-2023
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01
Legal Description	125.43 X 219.18 BAINBRIDGE RIDGE SD LOT 6 .63 AC/C SEC 33 T2S R10W PB 5 PG 162
Legal Range	10W
Legal Township	02S
Legal Section	33
Legal Subdivision	BAINBRIDGE RIDGE SD
Legal Lot Number	6
Jurisdiction	LAUDERDALE AL
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1038
Census Tract	11503

Owner

305 Bainbridge Rd is owned and occupied by an individual who bought it in July 2024.

Source: Lauderdale County records, as of November 21, 2025

Owner of Record	Individual Name on File
Mailing Address	305 BAINBRIDGE RD, FLORENCE, AL 35634-2023
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2018	Warranty Deed, Transfer · Commercial Mortgage FIRST METRO BANK
Nov 15, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2024 · Amount on File
Deed Sale	Jul 12, 2024 · Amount on File
Prior Sale	Nov 21, 2018
Deed Document Number	0202427622
Deed Book / Page	2024 / 27622
Record Updated	Jun 8, 2026

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Nov 21, 2018
Property Address	305 BAINBRIDGE RD, FLORENCE, AL 35634-2023
Document Number	2018/49940
Book / Page	2018 / 49940
Instrument Date	Oct 29, 2018
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	436 TROTTERS LN, 436, CHESAPEAKE, VA 23322-6959

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1301, FLORENCE, AL 35631-1301

Mortgage

Document Number	2018/49943
Date	Nov 21, 2018
Book Page	2018/49943

Lender

Name	FIRST METRO BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Nov 15, 2017
Property Address	305 BAINBRIDGE RD, FLORENCE, AL 35634-2023
Document Number	2017/50468
Book / Page	2017 / 50468
Instrument Date	Nov 14, 2017
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	209 BAINBRIDGE RD, 209, FLORENCE, AL 35634-2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 BAINBRIDGE RD, FLORENCE, AL 35634-2023

Mortgage

Document Number	2017/50470
Date	Nov 15, 2017
Book Page	2017/50470

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 305 Bainbridge Rd was $1,247 with a homeowner's exemption, down 53.9% from the year before.

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,247.00 (-53.88%) Homeowner's exemption	$37,280 (-51.76%)	$372,860 (-3.51%) Land $11,600 Building $361,260
2024	$2,704.00 (+4%)	$77,280 (+3,651.46%) Land $2,240 Building $75,040	$386,440 (+6.08%) Land $11,200 Building $375,240
2023	$2,600.00 (+17.81%)	$2,060 (-96.66%) Land $2,060	$364,300 (+18.2%) Land $10,300 Building $354,000
2022	$2,207.00	$61,640	$308,200 Land $11,900 Building $296,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 305 Bainbridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2019

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 Bainbridge Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783
Water Source	Surface water
Last State Inspection	May 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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