Putnam County property record for 305 Atlantic Ave, Interlachen, FL 32148
| Property Type | Single Family Home |
|---|---|
| Details | 1,567 sqft · built 1900 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $110,000 (Nov 2017) |
| Tax Bill | $3,986 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage May 2022 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-10-24-4050-007.0-002.0 |
| Primary APN | 15-10-24-4050-007.0-002.0 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 8 Plumbing Fixtures |
|---|---|
| Building Area | 1,567 sqft Living Area |
| 1st Floor Area | 1,590 sqft |
| 2nd Floor Area | 524 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Siding |
| Lot Area | 16,553 sqft (0.38 acres) |
| Porch | Porch |
| Porch Area | 390 sqft |
| Deck Area | 284 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 12908 |
|---|---|
| Street Address | 305 ATLANTIC AVE |
| City | INTERLACHEN |
| State | FL |
| Zip | 32148-4414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INTERLACHEN MB1 PGS 8 9, BLK 7 |
| Legal Range | 24E |
| Legal Township | 10S |
| Legal Section | 15 |
| Legal Subdivision | INTERLACHEN |
| Legal Block | 7 |
| Legal Lot Number | 2 |
| Jurisdiction | PUTNAM FL |
| Township / Civil Division | INTERLACHEN-FLORAHOME |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 950500 |
Source: Putnam County records, as of January 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 305 ATLANTIC AVE, INTERLACHEN, FL 32148-4414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 18, 2023 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| May 19, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 13, 2021 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 23, 2020 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 21, 2017 | Warranty Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2017 · Amount on Record |
| Deed Sale | Nov 21, 2017 · Amount on Record |
| Prior Sale | Oct 1, 2007 · Amount on Record |
| Deed Document Number | 201754020465 |
| Deed Book / Page | 1490 / 1115 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM FL |
| Property Address | 305 ATLANTIC AVE, INTERLACHEN, FL 32148-4414 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 305 ATLANTIC AVE, INTERLACHEN, FL 32148-4414 |
| Document Number | 0017250270 |
|---|---|
| Date | Sep 18, 2023 |
| Book Page | 1725/270 |
| Instrument | 202354020571 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 343 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM FL |
| Property Address | 305 ATLANTIC AVE, INTERLACHEN, FL 32148-4414 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 305 ATLANTIC AVE, INTERLACHEN, FL 32148-4414 |
| Document Number | 0016700218 |
|---|---|
| Date | May 19, 2022 |
| Book Page | 1670/218 |
| Instrument | 202254012756 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM FL |
| Property Address | 305 ATLANTIC AVE, INTERLACHEN, FL 32148-4414 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 305 ATLANTIC AVE, INTERLACHEN, FL 32148-4414 |
| Document Number | 0016270152 |
|---|---|
| Date | Jul 13, 2021 |
| Book Page | 1627/152 |
| Instrument | 202154015449 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 317 Months |
| Due | Dec 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM FL |
| Property Address | 305 ATLANTIC AVE, INTERLACHEN, FL 32148-4414 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 305 ATLANTIC AVE, INTERLACHEN, FL 32148-4414 |
| Document Number | 0015900807 |
|---|---|
| Date | Sep 23, 2020 |
| Book Page | 1590/807 |
| Instrument | 202054016720 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 327 Months |
| Due | Dec 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM FL |
| Recording Date | Nov 21, 2017 |
| Property Address | 305 ATLANTIC AVE, INTERLACHEN, FL 32148-4414 |
| Document Number | 0014901115 |
| Book / Page | 1490 / 1115 |
| Map Reference | MB1 PGS 89 |
| Instrument Date | Nov 9, 2017 |
| Instrument | 201754020465 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2021 |
| Title Company | GUARANTY TITLE CO OF PALATKA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 129 W RIVER RD, 129, PALATKA, FL 32177-8608 |
| Name | Verified Name |
|---|---|
| Address | 305 ATLANTIC AVE, INTERLACHEN, FL 32148-4414 |
| Document Number | 201754020466 |
|---|---|
| Date | Nov 21, 2017 |
| Instrument | 201754020466 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2047 |
Source: Putnam County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Putnam County |
| Municipality | Interlachen Town |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,986.00 (+6.98%) | $161,980 (-6.48%) | $161,980 (-6.48%) Land $17,380 Building $144,600 |
| 2023 | $3,726.00 (+12.3%) | $173,210 (+15.5%) | $173,210 (+15.5%) Land $17,380 Building $155,830 |
| 2022 | $3,318.00 | $149,970 | $149,970 Land $17,380 Building $132,590 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (1997–2017) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Oct 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INTERLACHEN WS serves 791 people · EPA ID FL2541180 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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