Clermont County property record for 305 Apache Trl, Loveland, OH 45140
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,028 sqft · built 1973 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $130,000 (May 2021) |
| Tax Bill | $2,037 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit May 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-46-05A-052 |
| Primary APN | 18-46-05A-052 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,028 sqft Living Area |
| 1st Floor Area | 480 sqft |
| Basement Area | 480 sqft |
| Finished Basement | 480 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Bi-Level |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 21,780 sqft (0.5 acres) |
| View / Lot | Cul-de-sac |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 12 sqft |
| Deck Area | 144 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 305 APACHE TRL |
|---|---|
| City | LOVELAND |
| State | OH |
| Zip | 45140-7544 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INDIANVIEW NORTH; LOT 52 |
| Legal Subdivision | NORTH INDIAN VIEW SUBDIVISION |
| Legal Lot Number | 52 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | MIAMI |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 40401 |
Source: Clermont County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 305 APACHE TRL, LOVELAND, OH 45140-7544 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 14, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| May 10, 2021 | Warranty Deed, Transfer · Conventional Mortgage HOMESIDE FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 10, 2021 · Amount on Record |
| Deed Sale | May 10, 2021 · Amount on Record |
| Prior Sale | Aug 13, 2013 · Amount on Record |
| Deed Document Number | 202115168 |
| Deed Book / Page | 2880 / 165 |
| Prior Transfer Date | Mar 29, 2002 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 305 APACHE TRL, LOVELAND, OH 45140-7544 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 305 APACHE TRL, LOVELAND, OH 45140-7544 |
| Document Number | 0000010506 |
|---|---|
| Date | Apr 14, 2022 |
| Book Page | 2917/1035 |
| Instrument | 202200010506 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 15, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | May 10, 2021 |
| Property Address | 305 APACHE TRL, LOVELAND, OH 45140-7544 |
| Document Number | 0000015168 |
| Book / Page | 2880 / 165 |
| Map Reference | MB N PG 16 |
| Instrument Date | May 7, 2021 |
| Instrument | 202100015168 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8621 ROBERT FULTON DR STE 150, 150, COLUMBIA, MD 21046-2637 |
| Document Number | 0000015169 |
|---|---|
| Date | May 10, 2021 |
| Instrument | 202100015169 |
| Name | HOMESIDE FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Miami Township |
| Unified School District | Milford Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,037.00 (-63.5%) | $45,500 (-) Land $17,150 Building $28,350 | |
| 2024 | $130,000 (-) Land $49,000 Building $81,000 | ||
| 2023 | $5,581.00 (+70.57%) Homeowner's exemption | $45,500 (-15.87%) Land $17,150 Building $28,350 | $130,000 (-15.86%) Land $49,000 Building $81,000 |
| 2022 | $3,272.00 Homeowner's exemption | $54,080 Land $13,650 Building $40,430 | |
| 2020 | $154,500 Land $39,000 Building $115,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 6 (1979–2019) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Apr 2019 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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