305 Anna Ruby Ct, Griffin, GA 30223 Property Records

Spalding County property record for 305 Anna Ruby Ct, Griffin, GA 30223

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,206 sqft · built 2008
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$370,000 (Jan 2026)
Tax Bill	$3,298 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`302-01-023`

Property Details

APN / Parcel Number

Primary APN	`302-01-023`
Alternative APN	`31577`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,206 sqft Heated Area
1st Floor Area	2,206 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Fiber Cement Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	440 sqft
Porch	Slab
Porch Area	36 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	31577
Street Address	305 ANNA RUBY CT
City	GRIFFIN
State	GA
Zip	30223-5896
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ARR
Legal Description	LL:186 LT 23 PB 25/575-578 0.1993 AC
Legal Subdivision	SUN CITY PEACHTREE
Legal Lot Number	23
Jurisdiction	SPALDING GA
Township / Civil Division	TOWALAGA
Census Block Group	1
Census Block	1012
Census Tract	160202

Owner

Source: Spalding County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	305 ANNA RUBY CT, GRIFFIN, GA 30223-5896
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Limited Warranty Deed, Transfer MORTGAGE RESEARCH CENTER DBA VETERA
Mar 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF NAT'L TR & SVGS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2026 · Amount on Record
Deed Sale	Jan 30, 2026 · Amount on Record
Prior Sale	Mar 31, 2008 · Amount on Record
Deed Book / Page	5373 / 390
Record Updated	Jun 8, 2026

January 2026: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	SPALDING GA
Recording Date	Jan 30, 2026
Property Address	305 ANNA RUBY CT, GRIFFIN, GA 30223-5896
Document Number	0053730390
Book / Page	5373 / 390
Instrument Date	Jan 29, 2026
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3.70
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 ANNA RUBY CT, GRIFFIN, GA 30223-5896

Mortgage

Document Number	0005373392
Date	Jan 30, 2026
Instrument	5373/392

Lender

Name	MORTGAGE RESEARCH CENTER DBA VETERA

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPALDING GA
Property Address	305 ANNA RUBY CT, GRIFFIN, GA 30223-5896
Document Number	0042660034
Instrument Date	Mar 19, 2018
Transaction Type	Mortgage
Record Updated	Apr 5, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	305 ANNA RUBY CT GRIFFIN GA 302235896, GRIFFIN, GA 30223-5896

Mortgage

Document Number	0042660034
Date	Mar 28, 2018
Book Page	004266/000034

Lender

Name	BANK OF NAT'L TR & SVGS
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Spalding County assessment roll, as of January 8, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Spalding County
Unified School District	Spalding County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,298.00 (-0.69%) Homeowner's exemption Senior Citizen's exemption	$130,474 (-) Land $18,000 Building $112,474	$326,185 (-) Land $45,000 Building $281,185
2024	$3,321.00 (+23.41%) Homeowner's exemption Senior Citizen's exemption	$130,474 (-) Land $18,000 Building $112,474	$326,185 (-) Land $45,000 Building $281,185
2023	$2,691.00 (-9.42%)	$130,474 (+20.28%) Land $18,000 Building $112,474	$326,185 (+20.28%) Land $45,000 Building $281,185
2022	$2,971.00	$108,473 Land $18,000 Building $90,473	$271,182 Land $45,000 Building $226,182

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 6, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 85% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPALDING COUNTY WATER SYSTEM serves 40,430 people · EPA ID GA2550036
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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