305 Algers Ave, Ranson, WV 25438 Property Records

Jefferson County property record for 305 Algers Ave, Ranson, WV 25438

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,062 sqft · built 1980
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Apr 2025)
Tax Bill	$1,558 (2026)
Deeds & Mortgages	Dec 2019 Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-7-0011.0014`

Property Details

APN / Parcel Number

Primary APN	`02-7-0011.0014`
Alternative APN	`19-02-7-0011.0014`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,062 sqft Living Area
1st Floor Area	3,708 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	20,038 sqft (0.46 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	305 ALGERS AVE
City	RANSON
State	WV
Zip	25438-1592
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.46 AC ALGER
Jurisdiction	JEFFERSON WV
Township / Civil Division	CHARLES TOWN
Census Block Group	1
Census Block	1008
Census Tract	972401

Owner

305 Algers Ave is owned and occupied by two individuals who bought it in April 2025.

Source: Jefferson County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	305 ALGERS AVE, RANSON, WV 25438-1592
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2019	Deed of Trust, Mortgage · VA Mortgage NFM LNDG
Jul 17, 2017	Grant Deed, Transfer NFM LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2025 · Amount on File
Deed Sale	Apr 8, 2025 · Amount on File
Prior Sale	Jul 17, 2017 · Amount on File
Deed Document Number	20254213
Deed Book / Page	1344 / 58
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	305 ALGERS AVE, RANSON, WV 25438-1592
Document Number	0000016738
Instrument Date	Dec 19, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	305 ALGERS AVE RANSON WV 254381592, RANSON, WV 25438-1592

Mortgage

Document Number	0000016738
Date	Dec 30, 2019
Book Page	002259/000180
Instrument	16738

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 29, 2049

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON WV
Recording Date	Jul 17, 2017
Property Address	305 ALGERS AVE, RANSON, WV 25438-1592
Document Number	0000012841
Book / Page	001193 / 000485
Instrument Date	Jul 14, 2017
Instrument	12841
Transaction Type	Transfer
Record Updated	Nov 15, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,187.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	305 ALGERS AVE RANSON WV 254381592, RANSON, WV 25438-1592

Mortgage

Document Number	12842
Date	Jul 17, 2017
Book Page	002148/000111
Instrument	12842

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 25414

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 305 Algers Ave was $1,558 with a homeowner's exemption, up 26.3% from the year before.

Source: Jefferson County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Jefferson County
Municipality	Ranson Corporation
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,558.00 (+26.26%)	$135,100 (+7.05%) Land $28,100 Building $107,000	$225,167 (+7.07%) Land $46,833 Building $178,333
2025	$1,234.00 Homeowner's exemption	$126,200 Land $25,900 Building $100,300	$210,300 Land $43,100 Building $167,200
2023	$1,384.00	$118,500 Land $25,900 Building $92,600	$197,400 Land $43,100 Building $154,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 305 Algers Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 23, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 Algers Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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