305 Alden Ct, Shelby, NC 28152 Property Records

Cleveland County property record for 305 Alden Ct, Shelby, NC 28152

Property Summary

Property Type	Single Family Home
Details	1,567 sqft · built 2024
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$288,000 (Nov 2025)
Tax Bill	$2,710 (2026)
Deeds & Mortgages	Nov 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`67026`

Property Details

APN / Parcel Number

Primary APN	`67026`
Alternative APN	`1358473`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	3 Stories
Building Area	1,567 sqft Finished Area
Upper Floors Area	955 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	43,560 sqft (1 acres)
Garage Area	428 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	48 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	1358473
Street Address	305 ALDEN CT
City	SHELBY
State	NC
Zip	28152-7298
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#17 SEATTLE CROSSING SD PB48-179-180
Legal Subdivision	SEATTLE CROSSING
Legal Block	1
Legal Lot Number	137
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	4
Census Block	4009
Census Tract	951200

Owner

305 Alden Ct is owned and occupied by two individuals who bought it in November 2025.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	305 ALDEN CT, SHELBY, NC 28152-7298
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2025 · Amount on File
Deed Sale	Nov 25, 2025 · Amount on File
Deed Document Number	2025200121664
Deed Book / Page	1961 / 1784
Record Updated	Oct 29, 2026

November 2025: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Nov 25, 2025
Property Address	305 ALDEN CT, SHELBY, NC 28152-7298
Document Number	0019611784
Book / Page	1961 / 1784
Map Reference	MB 48 PG 179-180
Instrument Date	Nov 24, 2025
Instrument	200121664
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 10, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$576.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8800 E RAINTREE DR # DR300, DR300, SCOTTSDALE, AZ 85260-3957

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 ALDEN CT, SHELBY, NC 28152-7298

Mortgage

Document Number	0200121665
Date	Nov 25, 2025
Instrument	200121665

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	2.99%
Max Rate At Change	4.99%
Index	1-Year CMT

Tax Assessment & Valuation

The 2026 property tax bill for 305 Alden Ct was $2,710, up 4.4% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,710.00 (+4.43%)	$268,663 (+2.98%) Land $30,000 Building $238,663	$268,663 (+2.98%) Land $30,000 Building $238,663
2025	$2,595.00	$260,884 Land $30,000 Building $230,884	$260,884 Land $30,000 Building $230,884

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 Alden Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 Alden Ct is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20