305 ADELAIDE DR MILTON DE 199681366, MILTON, DE 19968-1366
Mortgage
Document Number
160700017
Date
Feb 24, 2017
Book Page
016070/000017
Instrument
7484
Lender
Name
BANK OF AMERICA
Type
Bank
Address
CHARLOTTE, NC 28255
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
360 Months
Due
Feb 23, 2047
Interest
Rate Type
Adjustable Rate
Tax Assessment & Valuation
The 2026 property tax bill for 305 Adelaide Dr was $1,105, up 65.4% from the year before.
Source: Sussex County assessment roll, as of September 18, 2026
Property Jurisdictions
Type
Name
State
Delaware
County
Sussex County
Municipality
Milton Town
Unified School District
Cape Henlopen School District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2026
$1,105.00 (+65.42%)
$34,850 (-)Land $2,500Building $32,350
$525,400 (-)Land $79,100Building $446,300
2025
$668.00
$34,850Land $2,500Building $32,350
$525,400Land $79,100Building $446,300
2023
$1,216.00
$34,850Land $2,500Building $32,350
$69,700Land $5,000Building $64,700
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Flood
FEMA maps place 305 Adelaide Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Flood Insurance Cost
Premium on File median of 31 policies
Nearby Flood Policies
31 in force
Nearby Flood Claims
1 (2023)
Claims Outside the SFHA
1 of 1
Most Recent Claim
May 2023 · rainfall accumulation
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 305 Adelaide Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Low lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood
0.01% annual chance
Exposure
None beyond ember reach
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
MILTON WATER DEPARTMENT serves 3,200 people · EPA ID DE0000629
Water Source
Groundwater
Last State Inspection
May 2024
Lead
7 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
None last 10 years
Monitoring and Reporting
None last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Internet Providers
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025