305 Academy Ave, Denton, MD 21629 Property Records

Caroline County property record for 305 Academy Ave, Denton, MD 21629

Property Summary

Property Type	Townhouse
Details	1.5 ba · 1,196 sqft · built 1989
Lot Size	0.048 acres (2,091 sqft)
Owner	Individual Name on File
Last Sale	$149,000 (May 2022)
Tax Bill	$1,910 (2026)
Deeds & Mortgages	Dec 2021 Mortgage May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-029328`

Property Details

APN / Parcel Number

Primary APN	`03-029328`
Alternative APNs	`3029328` `029328`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,196 sqft Total Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,091 sqft (0.048 acres)
Lot Dimensions	115 ft deep x 18 ft wide
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	029328
Street Address	305 ACADEMY AVE
City	DENTON
State	MD
Zip	21629-1249
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	MR
Legal Description	2,091 SF L-3 E/S ACADEMY AVENUE DENTON NARROWS
Legal Subdivision	DENTON NARROWS
Legal Lot Number	3
Jurisdiction	CAROLINE MD
Township / Civil Division	3, DENTON
Census Block Group	1
Census Block	1041
Census Tract	955302

Owner

305 Academy Ave, a townhouse, is owned and occupied by an individual who bought it in May 2022.

Source: Caroline County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	305 ACADEMY AVE, DENTON, MD 21629-1249
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
May 26, 2022	Deed, Transfer · FHA Mortgage STATE EMPLOYEES CU OF MARYLAND INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2022 · Amount on File
Deed Sale	May 26, 2022 · Amount on File
Prior Sale	Sep 17, 2009 · Amount on File
Deed Book / Page	1576 / 183
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	305 ACADEMY AVE, DENTON, MD 21629-1249
Transaction Type	Mortgage
Record Updated	Sep 13, 2023
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 CHEVREUIL ST, MANDEVILLE, LA 70448-2307

Mortgage

Document Number	0015460094
Date	Dec 28, 2021
Book Page	1546/94

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2037

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CAROLINE MD
Recording Date	May 26, 2022
Property Address	305 ACADEMY AVE, DENTON, MD 21629-1249
Document Number	0015760183
Book / Page	1576 / 183
Instrument Date	Apr 26, 2022
Transaction Type	Transfer
Record Updated	Jun 9, 2022
Title Company	MID ATLANTIC STLMT SVCS LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	305 ACADEMY AVE, DENTON, MD 21629-1249

Mortgage

Document Number	0001576189
Date	May 26, 2022
Instrument	1576-189

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

Mortgage

Document Number	0015760205
Date	May 26, 2022
Book Page	1576/205

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	60 Months
Due	May 1, 2027

Tax Assessment & Valuation

The 2026 property tax bill for 305 Academy Ave was $1,910 with a homeowner's exemption, up 3.4% from the year before.

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Caroline County
Municipality	Denton Town
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,910.00 (+3.35%) Homeowner's exemption	$148,100	$160,100 Land $15,000 Building $145,100
2025	$1,848.00
2023	$1,750.00	$99,900	$142,100 Land $15,000 Building $127,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 Academy Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 Academy Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF DENTON serves 4,848 people · EPA ID MD0050001
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Simple Fiber.

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