305 9th Ave, Spring Lake, NJ 07762 Property Records

Monmouth County and Spring Lake Heights Borough property record for 305 9th Ave, Spring Lake, NJ 07762

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,014 sqft · built 1958
Lot Size0.284 acres (12,349 sqft)
Owner2 Individual Names on File
Last Sale$490,000 (Nov 2013)
Tax Bill$15,264 (2025)
Deeds & MortgagesOct 2022 Line of Credit
Sep 2022 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN48-00027-0000-00004

Property Details

APN / Parcel Number

Primary APN48-00027-0000-00004
Alternative APNs
  • 480002700004
  • 04270

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area3,014 sqft Living Area
1st Floor Area1,466 sqft
Upper Floors Area1,548 sqft
Basement Area1,092 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialOther
Lot Area12,349 sqft (0.284 acres)
Lot Dimensions130 ft deep x 95 ft wide
Garage Area405 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Deck Area308 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number04270
Street Address305 9TH AVE
CitySPRING LAKE
StateNJ
Zip07762-1905
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal Block27
Legal Lot Number4
JurisdictionMONMOUTH NJ
Township / Civil DivisionSPRING LAKE HEIGHTS
Census Block Group1
Census Block1027
Census Tract808901

Owner

305 9th Ave is owned and occupied by two individuals who bought it in November 2013.

Source: Monmouth County and Spring Lake Heights Borough records, as of July 9, 2026

Owner of Record2 Individual Names on File
Mailing Address305 9TH AVE, SPRING LAKE, NJ 07762-1905
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 4, 2022Deed of Trust, Mortgage · Line of Credit
MANASQUAN BANK
Sep 6, 2022Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Feb 10, 2022Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Jul 6, 2018Deed of Trust, Mortgage · Line of Credit
SANTANDER BK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 20, 2013 · Amount on File
Deed SaleNov 20, 2013 · Amount on File
Deed Document Number2013126212
Deed Book / Page9045 / 9390
Record UpdatedSep 20, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address305 9TH AVE, SPRING LAKE, NJ 07762-1905
Transaction TypeMortgage
Record UpdatedDec 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 9TH AVE, SPRING LAKE, NJ 07762-1905

Mortgage

Document Number0096181447
DateOct 4, 2022
Book Page9618/1447
Instrument2022099769
Lender
NameMANASQUAN BANK
TypeBank
AddressLAVALLETTE, NJ 08735
Agreement
TypeLine of Credit
AmountAmount on Record
Term119 Months
DueSep 27, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address305 9TH AVE, SPRING LAKE, NJ 07762-1905
Transaction TypeMortgage
Record UpdatedSep 19, 2022
Title CompanyWFG LENDER SERVICES RESWARE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0096139412
DateSep 6, 2022
Book Page9613/9412
Instrument2022090886
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term356 Months
DueMay 10, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address305 9TH AVE, SPRING LAKE, NJ 07762-1905
Transaction TypeMortgage
Record UpdatedMar 3, 2022
Title CompanyBESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0095778173
DateFeb 10, 2022
Book Page9577/8173
Instrument2022016560
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2052

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address305 9TH AVE, SPRING LAKE, NJ 07762-1905
Document Number0000074485
Instrument DateJul 6, 2018
Transaction TypeMortgage
Record UpdatedAug 14, 2018
Title CompanyAMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 9TH AVE SPRING LAKE NJ 077621905, SPRING LAKE, NJ 07762-1905

Mortgage

Document Number0000074485
DateJul 27, 2018
Book Page009302/009804
Instrument74485
Lender
NameSANTANDER BK NA
TypeBank
AddressREADING, PA 19601
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJul 26, 2048
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 305 9th Ave was $15,264, up 4.2% from the year before.

Source: Monmouth County and Spring Lake Heights Borough assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
MunicipalitySpring Lake Heights Borough
Unified School DistrictSpring Lake Heights Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,617,200 (+8.49%) Land $815,500 Building $801,700$1,617,200 (+8.49%) Land $815,500 Building $801,700
2025$15,264.00 (+4.16%)$1,490,600 Land $696,200 Building $794,400$1,490,600 Land $696,200 Building $794,400
2024$14,654.00
2023$1,115,500 Land $553,400 Building $562,100$1,115,500 Land $553,400 Building $562,100
2022$12,414.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 9th Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 24 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies24 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 9th Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOROUGH OF SPRINGLAKE HEIGHTS
serves 5,000 people · EPA ID NJ1349001
Water SourcePurchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN
Last State InspectionAug 2025
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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