305 8th St, Lowden, IA 52255 Property Records

Cedar County property record for 305 8th St, Lowden, IA 52255

Property Summary

Property Type	Duplex
Details	2 bd · 1 ba · 990 sqft · built 1978
Lot Size	0.207 acres (9,017 sqft)
Owner	Individual Name on File
Last Sale	$122,000 (Apr 2022)
Tax Bill	$2,340 (2026)
Deeds & Mortgages	Apr 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`042004354610010`

Property Details

APN / Parcel Number

Primary APN	`042004354610010`
Alternative APN	`42004200435461001000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	2 Half Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	990 sqft Total Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,017 sqft (0.207 acres)
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Deck Area	100 sqft
Patio Area	200 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	305 8TH ST
City	LOWDEN
State	IA
Zip	52255-9605
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	BENSONS ADD L3 BLK 7
Legal Subdivision	BENSONS ADD
Legal Block	7
Legal Lot Number	3
Jurisdiction	CEDAR IA
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3032
Census Tract	450100

Owner

305 8th St, a duplex, is owned by an individual who bought it in April 2022.

Source: Cedar County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 66, WILTON, IA 52778-0066
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2022 · Amount on File
Deed Sale	Apr 4, 2022 · Amount on File
Prior Sale	Feb 10, 2022 · Amount on File
Deed Document Number	20221112
Deed Book / Page	1642 / 126
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CEDAR IA
Recording Date	Apr 4, 2022
Property Address	305 8TH ST, LOWDEN, IA 52255-9605
Document Number	001642/126
Book / Page	1642 / 126
Instrument Date	Mar 31, 2022
Instrument	2022 1112
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$194.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 66, WILTON, IA 52778-0066

Mortgage

Document Number	001642/130
Date	Apr 4, 2022
Book Page	1642/130
Instrument	2022 1113

Lender

Name	FIRST NATIONAL BANK MUSCATINE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 15, 2037

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 305 8th St was $2,340.

Source: Cedar County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cedar County
Municipality	Lowden City
Unified School District	North Cedar Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,340.00	$156,600 (-) Land $13,600 Building $143,000	$156,600 (-) Land $13,600 Building $143,000
2025	$2,340.00 (+3.27%)	$156,600 Land $13,600 Building $143,000	$156,600 Land $13,600 Building $143,000
2024	$2,266.00
2023		$133,880 (+24.89%) Land $13,600 Building $120,280	$133,880 Land $13,600 Building $120,280
2022	$1,920.00	$107,200 Land $10,580 Building $96,620
2021			$107,200 Land $10,580 Building $96,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 8th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective August 17, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1986–2015)
Most Recent Claim	Nov 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 305 8th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWDEN WATER SUPPLY serves 807 people · EPA ID IA1656001
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
F&B Communications Fiber	2,000 / 2,000
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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