305 7th St, Fowler, CO 81039 Property Records

Otero County property record for 305 7th St, Fowler, CO 81039

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 952 sqft · built 1911
Lot Size0.16 acres (7,000 sqft)
OwnerIndividual Name on File
Last Sale$190,000 (Jun 2022)
Tax Bill$901 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Jul 2019 Mortgage
+ 1 more
APN4375-174-23004

Property Details

APN / Parcel Number

Primary APN4375-174-23004
Alternative APN
  • 101333

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area952 sqft Living Area

Exterior

Year BuiltBuilt 1911
Effective Year BuiltEffective 1999
Architectural StyleRanch
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area7,000 sqft (0.16 acres)
Garage Area720 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area448 sqft

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Account Number101333
Street Address305 7TH ST
CityFOWLER
StateCO
Zip81039-1112
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 3 BLK 13 FOWLER B708 P266 #628289-LT/DC #628290-PR #628711-DC #628713-WD(CHANGED TO#628712) #628714-WD(CHANGED TO #628713
Legal Range59
Legal Township22
Legal Section17
Legal SubdivisionFOWLER (EX)
Legal Block13
Legal Lot Number3
JurisdictionOTERO CO
Township / Civil DivisionFOWLER
Census Block Group2
Census Block2049
Census Tract968000

Owner

305 7th St is owned and occupied by an individual who bought it in June 2022.

Source: Otero County records, as of February 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address305 7TH ST, FOWLER, CO 81039-1112
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 8, 2022Special Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Jul 5, 2019Deed of Trust, Mortgage · Commercial Mortgage
FOWLER STATE BANK
Jan 11, 2018Warranty Deed, Transfer · Conventional Mortgage
CATALYST LENDING INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 8, 2022 · Amount on File
Deed SaleJun 8, 2022 · Amount on File
Prior SaleJan 11, 2018 · Amount on File
Deed Document Number665533
Record UpdatedJun 8, 2026

June 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOTERO CO
Recording DateJun 8, 2022
Property Address305 7TH ST, FOWLER, CO 81039-1112
Document Number0000665533
Instrument DateJun 6, 2022
Instrument665533
Transaction TypeTransfer
Record UpdatedJun 15, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$19.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address305 7TH ST, FOWLER, CO 81039-1112

Mortgage

Document Number0000665534
DateJun 8, 2022
Instrument665534
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2052

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOTERO CO
Property Address305 7TH ST, FOWLER, CO 81039-1112
Transaction TypeMortgage
Record UpdatedJul 30, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number655050
DateJul 5, 2019
Instrument655050
Lender
NameFOWLER STATE BANK
TypeBank
AddressFOWLER, CO 81039
Agreement
TypeCommercial Mortgage
AmountAmount on Record

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOTERO CO
Recording DateJan 11, 2018
Property Address305 7TH ST, FOWLER, CO 81039-1112
Document Number0000650307
Instrument DateDec 20, 2017
Instrument650307
Transaction TypeTransfer
Record UpdatedFeb 14, 2022
Title CompanySTEWART TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address305 7TH ST, FOWLER, CO 81039-1112

Mortgage

Document Number0000650308
DateJan 11, 2018
Instrument650308
Lender
NameCATALYST LENDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 305 7th St was $901.

Source: Otero County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateColorado
CountyOtero County
MunicipalityFowler Town
Unified School DistrictFowler School District R-4J (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$901.00$10,719$171,510
2023$691.00 (+89.84%)$8,300 (+90.85%) Land $516 Building $7,784$178,877 Land $7,700 Building $171,177
2022$364.00$4,349 Land $535 Building $3,814
2021$62,578 Land $7,700 Building $54,878

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 305 7th St.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 7th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF FOWLER
serves 1,169 people · EPA ID CO0145210
Water SourceGroundwater influenced by surface water
Last State InspectionMar 2022
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityGross alpha radiation
resolved · Jul 2024
Failure to filter
resolved · Apr 2016
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
SECOM
Fixed Wireless · Fiber in parts of the area
300 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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