305 4th St S, Fairmount, ND 58030 Property Records

Richland County property record for 305 4th St S, Fairmount, ND 58030

Property Summary

Property Type	Single Family Home
Details	2 bd · 1,344 sqft · built 1998
Lot Size	0.298 acres (12,964 sqft)
Owner	2 Individual Names on Record
Last Sale	$312,000 (Sep 2021)
Tax Bill	$266 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Sep 2021 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`46050602578000`

Property Details

APN / Parcel Number

Primary APN	`46050602578000`

Interior

Bedrooms	2 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,344 sqft Total Area
Basement Area	1,344 sqft
Unfinished Basement	1,344 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	12,964 sqft (0.298 acres)
Lot Dimensions	140 ft deep x 92 ft wide
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	305 4TH ST S
City	FAIRMOUNT
State	ND
Zip	58030-4149
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIR REPLAT PT EASTONS: LOT 1 BLK 18,420
Legal Subdivision	FAIR REPLAT PT EASTONS
Legal Block	18
Legal Lot Number	1
Jurisdiction	RICHLAND ND
Township / Civil Division	FAIRMOUNT
Census Block Group	1
Census Block	1174
Census Tract	971100

Owner

Source: Richland County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	305 4TH ST S, FAIRMOUNT, ND 58030-4149
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST CLASS MORTGAGE V INC
Sep 13, 2021	Warranty Deed, Transfer · Line of Credit BANK FORWARD
Jul 20, 2020	Warranty Deed, Transfer · Conventional Mortgage BELL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2021 · Amount on Record
Deed Sale	Sep 13, 2021 · Amount on Record
Prior Sale	Jul 20, 2020 · Amount on Record
Deed Document Number	2021372945
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND ND
Recording Date	Mar 25, 2022
Property Address	305 4TH ST S, FAIRMOUNT, ND 58030-4149
Document Number	0000374812
Instrument Date	Mar 25, 2022
Instrument	374812
Transaction Type	Transfer
Record Updated	Mar 10, 2023
Title Company	INNOVATIVE ABSTRACT AND TITLE LLC, INNOVATIVE ABSTRACT & TTL CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	403 5TH ST S, FAIRMOUNT, ND 58030-4117

Mortgage

Document Number	0000374813
Date	Mar 25, 2022
Instrument	374813

Lender

Name	FIRST CLASS MORTGAGE V INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND ND
Recording Date	Sep 13, 2021
Property Address	305 4TH ST S, FAIRMOUNT, ND 58030-4149
Document Number	0000372945
Instrument Date	Sep 9, 2021
Instrument	372945
Transaction Type	Transfer
Record Updated	Mar 10, 2023
Title Company	TRN ABSTRACT AND TITLE, TRN ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 9TH AVE N APT 2, 2, FARGO, ND 58102-3763
Investor	Possibly a Property Investor

Mortgage

Document Number	0000372946
Date	Sep 13, 2021
Instrument	372946

Lender

Name	BANK FORWARD
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Sep 15, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND ND
Recording Date	Jul 20, 2020
Property Address	305 4TH ST S, FAIRMOUNT, ND 58030-4149
Document Number	0000368541
Instrument Date	Jul 17, 2020
Instrument	368541
Transaction Type	Transfer
Record Updated	Mar 10, 2023
Title Company	INNOVATIVE ABSTRACT AND TITLE LLC, INNOVATIVE ABSTRACT & TTL CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	305 4TH ST S, FAIRMOUNT, ND 58030-4149

Mortgage

Document Number	0000368542
Date	Jul 20, 2020
Instrument	368542

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Richland County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Richland County
Municipality	Fairmount City
Unified School District	Fairmount Public School District 18 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$266.00	$101,300 (+22.57%) Land $1,450 Building $99,850	$202,600 (+22.57%) Land $2,900 Building $199,700
2023	$2,394.00	$82,650 Land $1,450 Building $81,200	$165,300 Land $2,900 Building $162,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979–2009)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 2009 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 87% of North Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FAIRMOUNT serves 367 people · EPA ID ND3900333
Water Source	Groundwater
Last State Inspection	Jun 2025
Also Mapped Here	SOUTHEAST WUD (EAST)
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 250
Red River Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GigFire.

Cell Coverage

5G (outdoors only) and 4G LTE

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