305 4th St, Phillips, NE 68865 Property Records

Hamilton County property record for 305 4th St, Phillips, NE 68865

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,240 sqft · built 1948
Lot Size	0.225 acres (9,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Oct 2019)
Tax Bill	$2,204 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Feb 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3307-27-0-50010-015-0081`

Property Details

APN / Parcel Number

Primary APN	`3307-27-0-50010-015-0081`
Alternative APNs	`3307-00-0-50010-015-81A` `410170107`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,240 sqft Living Area
Gross Area	1,239 sqft
1st Floor Area	1,240 sqft
Basement Area	2,222 sqft
Finished Basement	987 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	9,800 sqft (0.225 acres)
Lot Dimensions	140 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	683 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	12 sqft
Deck Area	Deck Area
Shed	1 Shed
Shed Area	960 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	305 4TH ST
City	PHILLIPS
State	NE
Zip	68865
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	NORTH 70' LOT B BLK 15 ORIGINAL TOWN PHILLIPS
Legal Range	08
Legal Township	11
Legal Section	27
Legal Subdivision	ORIGINAL TOWN
Legal Block	15
Legal Lot Number	B
Jurisdiction	HAMILTON NE
Township / Civil Division	5
Census Block Group	2
Census Block	2046
Census Tract	969200

Owner

Source: Hamilton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	305 4TH ST, PHILLIPS, NE 68865
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 21, 2018	Deed of Trust, Mortgage UNION BANK
Oct 18, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage GATEWAY MORTGAGE GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2019 · Amount on Record
Deed Sale	Oct 18, 2019 · Amount on Record
Prior Sale	Apr 18, 2006 · Amount on Record
Deed Document Number	20193647
Deed Book / Page	106 / 10
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON NE
Property Address	305 4TH ST, PHILLIPS, NE 68865
Transaction Type	Mortgage
Record Updated	Feb 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	338/74
Date	Jan 15, 2021
Book Page	338/74
Instrument	2021-00104

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Jan 1, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON NE
Property Address	305 4TH ST, PHILLIPS, NE 68865
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000314/0000000076
Date	Feb 21, 2018
Book Page	0000000314/0000000076
Instrument	2018-00314

Lender

Name	UNION BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	83 Months
Due	Jan 1, 2025

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON NE
Recording Date	Oct 18, 2019
Property Address	305 4TH ST, PHILLIPS, NE 68865
Document Number	0000106/10
Book / Page	106 / 10
Instrument Date	Oct 1, 2019
Instrument	3647
Transaction Type	Transfer
Record Updated	Feb 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000325/118
Date	Oct 18, 2019
Book Page	325/118
Instrument	3648

Lender

Name	GATEWAY MORTGAGE GROUP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Hamilton County
Municipality	Phillips Village
Unified School District	Aurora Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$212,625 (-0.07%) Land $10,780 Building $201,845	$212,625 (-0.07%) Land $10,780 Building $201,845
2025	$2,204.00 (-11.02%)	$212,780 (+23.6%) Land $13,400 Building $199,380	$212,780 (+23.6%) Land $13,400 Building $199,380
2023	$2,477.00	$172,150 Land $10,780 Building $161,370	$172,150 Land $10,780 Building $161,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	Mar 1993 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 82% of Nebraska
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF PHILLIPS serves 385 people · EPA ID NE3108106
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	8 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Uranium not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hamilton.net Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

Cell Coverage

4G LTE (outdoors only), no 5G reported

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