305 4th St NE, Dilworth, MN 56529 Property Records

Clay County property record for 305 4th St NE, Dilworth, MN 56529

Property Summary

Property Type	Single Family Home
Details	built 1967
Lot Size	0.24 acres (10,519 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (May 2026)
Tax Bill	$2,282 (2026)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`52.224.0320`

Property Details

APN / Parcel Number

Primary APN	`52.224.0320`

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Lot Area	10,519 sqft (0.24 acres)

Location & Zoning

Street Address	305 4TH ST NE
City	DILWORTH
State	MN
Zip	56529-1215
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME HOUGES 1ST ADD SUBDIVISIONCD 52224 ALL OF LOT 2 & N 1/2 OF 3 5 DILWORTH CITY
Legal Range	48
Legal Township	139
Legal Section	02
Legal Subdivision	HOUGES 1ST ADD
Legal Block	5
Legal Lot Number	2
Jurisdiction	CLAY MN
Township / Civil Division	DILWORTH
Census Block Group	1
Census Block	1000
Census Tract	30112

Owner

Source: Clay County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	305 4TH ST NE, DILWORTH, MN 56529-1215
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2026 · Amount on Record
Deed Sale	May 26, 2026 · Amount on Record
Prior Sale	Mar 16, 2005 · Amount on Record
Deed Document Number	2026864842
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	May 26, 2026
Property Address	305 4TH ST NE, DILWORTH, MN 56529-1215
Document Number	0000864842
Instrument Date	May 22, 2026
Instrument	2026864842
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	TITLE STREAM, TITLE TEAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$74,992.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 4TH ST NE, DILWORTH, MN 56529-1215

Mortgage

Document Number	0000864843,
Date	May 26, 2026
Instrument	2026864843

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Dilworth City
Unified School District	Dilworth-Glyndon-Felton (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,282.00 (+0.71%)	$182,700 (-) Land $28,100 Building $154,600	$182,700 (-) Land $28,100 Building $154,600
2025		$182,700 (-2.25%) Land $28,100 Building $154,600	$182,700 (-2.25%) Land $28,100 Building $154,600
2023	$2,266.00 Homeowner's exemption	$186,900 Land $28,100 Building $158,800	$186,900 Land $28,100 Building $158,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.4% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Dilworth serves 4,918 people · EPA ID MN1140003
Water Source	Purchased surface water from Moorhead
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20