Monmouth County and Spring Lake Borough property record for 305 4th Ave, Spring Lake, NJ 07762
| Property Type | Single Family Home |
|---|---|
| Details | 7 bd · 4.5 ba · 4,119 sqft · built 1910 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $3,100,000 (Apr 2026) |
| Tax Bill | $10,277 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Apr 2026 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 47-00023-0000-00018 |
| Primary APN | 47-00023-0000-00018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 15 Rooms |
| Stories | 2 Stories |
| Building Area | 4,119 sqft Living Area |
| 1st Floor Area | 1,796 sqft |
| Upper Floors Area | 1,452 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Area | 588 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Sewer | Connected |
| Street Address | 305 4TH AVE |
|---|---|
| City | SPRING LAKE |
| State | NJ |
| Zip | 07762-1015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Subdivision | SPRING LAKE BEACH IMPROV CO |
| Legal Block | 23 |
| Legal Lot Number | 18 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | SPRING LAKE |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 809100 |
Source: Monmouth County and Spring Lake Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 450 SICOMAC AVE, WYCKOFF, NJ 07481-1120 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UBS BANK USA |
| Apr 10, 2026 | Deed, Transfer ANCHOE TITLE, ANCHOR TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 10, 2026 · Amount on Record |
| Deed Sale | Apr 10, 2026 · Amount on Record |
| Prior Sale | May 10, 2001 · Amount on Record |
| Deed Document Number | 202629868 |
| Deed Book / Page | 9788 / 4598 |
| Prior Transfer Date | Jul 17, 2008 |
| Prior Transfer Doc | 0087330862 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jul 13, 2026 |
| Property Address | 305 4TH AVE, SPRING LAKE, NJ 07762-1015 |
| Document Number | 0000056874 |
| Book / Page | 9802 / 3203 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 202656874 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2026 |
| Title Company | BELMONT TITLE AND SETTLEMENT SERVICES, BELMONT TITLE & SETTLEMENT S |
| Name | Verified Name |
|---|---|
| Address | 450 SICOMAC AVE, WYCKOFF, NJ 07481-1120 |
| Document Number | 0000056874, |
|---|---|
| Date | Jul 13, 2026 |
| Book Page | 9802/3203 |
| Instrument | 202656874 |
| Name | UBS BANK USA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Apr 10, 2026 |
| Property Address | 305 4TH AVE, SPRING LAKE, NJ 07762-1015 |
| Document Number | 0000029868 |
| Book / Page | 9788 / 4598 |
| Instrument Date | Mar 9, 2026 |
| Instrument | 2026.29868 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2026 |
| Title Company | ANCHOE TITLE, ANCHOR TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $939,300.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 450 SICOMAC AVE, WYCKOFF, NJ 07481-1120 |
Source: Monmouth County and Spring Lake Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Spring Lake Borough |
| Unified School District | Spring Lake Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,496,900 (+11.04%) Land $1,340,000 Building $1,156,900 | $2,496,900 (+11.04%) Land $1,340,000 Building $1,156,900 | |
| 2025 | $10,277.00 (+0.73%) | $2,248,700 (+11.79%) Land $1,140,000 Building $1,108,700 | $2,248,700 (+11.79%) Land $1,140,000 Building $1,108,700 |
| 2024 | $10,203.00 (+5.36%) | ||
| 2023 | $2,011,600 Land $1,004,100 Building $1,007,500 | $2,011,600 Land $1,004,100 Building $1,007,500 | |
| 2022 | $9,684.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 63 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 63 in force |
| Nearby Flood Claims | 21 (1979–2012) |
| Claims Outside the SFHA | 16 of 21 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRING LAKE WATER DEPARTMENT serves 11,270 people · EPA ID NJ1348001 |
|---|---|
| Water Source | Purchased surface water from NJ WATER SUPPLY AUTHORITY MANASQUAN |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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