305 4th Ave S, Onalaska, WI 54650 Property Records

La Crosse County property record for 305 4th Ave S, Onalaska, WI 54650

Property Summary

Property TypeSingle Family Home
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on File
Last Sale$100,000 (Jun 2019)
Tax Bill$2,543 (2025)
Deeds & MortgagesMar 2024 Line of Credit
May 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN018-000196-000

Property Details

APN / Parcel Number

Primary APN018-000196-000
Alternative APNs
  • 18 196 0
  • 40282

Exterior

Lot Area10,890 sqft (0.25 acres)
Lot Dimensions116 ft deep x 93 ft wide

Location & Zoning

Account Number40282
Old Parcel Number18 196 0
Street Address305 4TH AVE S
CityONALASKA
StateWI
Zip54650-2923
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionORIGINAL TOWN OF ONALASKA LOT 1 & LOT 2 EX S 7FT & EX BEG NE COR LOT 1 SELY ALG E LN SD LOTS TO PT 7FT NLY OF S LN LOT 2 SWLY
Legal Range07
Legal Township16
Legal Section08
Legal QuarterNE
Quarter-Quarter SectionNE
Legal Block26
Legal Lot Number1-2
JurisdictionLA CROSSE WI
Township / Civil DivisionONALASKA
Census Block Group4
Census Block4009
Census Tract10500

Owner

305 4th Ave S is owned and occupied by an individual who bought it in June 2019.

Source: La Crosse County records, as of February 16, 2026

Owner of RecordIndividual Name on File
Mailing Address305 4TH AVE S, ONALASKA, WI 54650-2923
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 4, 2024Deed of Trust, Mortgage · Line of Credit
ALTRA FCU
May 6, 2022Deed of Trust, Mortgage · Conventional Mortgage
ALTRA FCU
Mar 27, 2017Deed of Trust, Mortgage · Conventional Mortgage
ALTRA FCU
Jun 20, 2019Warranty Deed, Transfer · Conventional Mortgage
ALTRA FCU
Feb 27, 2017Sheriff's Deed, Foreclosure
Foreclosure Auction

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 20, 2019 · Amount on File
Deed SaleJun 20, 2019 · Amount on File
Prior SaleFeb 27, 2017
Deed Document Number1727768
Record UpdatedJun 8, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA CROSSE WI
Property Address305 4TH AVE S, ONALASKA, WI 54650-2923
Transaction TypeMortgage
Record UpdatedMar 21, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001817755
DateMar 4, 2024
Instrument1817755
Lender
NameALTRA FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueMar 3, 2034

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA CROSSE WI
Property Address305 4TH AVE S, ONALASKA, WI 54650-2923
Transaction TypeMortgage
Record UpdatedJun 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001793277
DateMay 6, 2022
Instrument1793277
Lender
NameALTRA FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 5, 2052
Interest
Rate TypeFixed Rate

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLA CROSSE WI
Property Address305 4TH AVE S, ONALASKA, WI 54650-2923
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1690932
DateMar 27, 2017
Instrument1690932
Lender
NameALTRA FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 26, 2047
Interest
Rate TypeAdjustable Rate

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLA CROSSE WI
Recording DateJun 20, 2019
Property Address305 4TH AVE S, ONALASKA, WI 54650-2923
Document Number0001727768
Instrument DateJun 19, 2019
Instrument1727768
Transaction TypeTransfer
Record UpdatedFeb 18, 2022
Title CompanyKNIGHT BARRY TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$300.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 4TH AVE S, ONALASKA, WI 54650-2923

Mortgage

Document Number0001727769
DateJun 20, 2019
Instrument1727769
Lender
NameALTRA FCU
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

February 2017: Sheriff's Deed, Foreclosure

Document TypeSheriff's Deed
JurisdictionLA CROSSE WI
Recording DateFeb 27, 2017
Property Address305 4TH AVE S, ONALASKA, WI 54650-2923
Document Number0001689914
Map Reference667524
Instrument DateFeb 2, 2017
Instrument1689914
Transaction TypeForeclosure
Record UpdatedFeb 18, 2022

Transaction

Tax$0.00
Additional
  • Foreclosure Auction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 4TH AVE S, ONALASKA, WI 54650-2923

Tax Assessment & Valuation

The 2025 property tax bill for 305 4th Ave S was $2,543 with a homeowner's exemption.

Source: La Crosse County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateWisconsin
CountyLa Crosse County
MunicipalityOnalaska City
Unified School DistrictOnalaska School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,543.00 Homeowner's exemption$204,300 Land $71,200 Building $133,100$206,600
2023$2,485.00 Homeowner's exemption$147,200 Land $50,900 Building $96,300$147,200 Land $50,900 Building $96,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 4th Ave S in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1997–2004)
Most Recent ClaimAug 2004 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 4th Ave S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 88% of Wisconsin
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONALASKA WATERWORKS
serves 18,000 people · EPA ID WI6320327
Water SourceGroundwater
Last State InspectionDec 2023
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber
8,000 / 8,000
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on 4th Ave S

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