305 3rd St, Spencer, NC 28159 Property Records

Rowan County property record for 305 3rd St, Spencer, NC 28159 · Last verified October 2023

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2 Baths
Year Built	Built 1998
Square Footage	2,317 sqft Living Area
Lot Size	10,804 sqft (0.248 acres)
Occupancy	Owner Occupied
Tax Bill	$2,525.00 (2023)

Property Details

APN / Parcel Number

Primary APN	`033 38301`
Alternative APN	`28249`

Interior

Full Baths	2 Baths
Building Area	2,317 sqft Living Area
Gross Area	3,403 sqft Gross Area
1st Floor	1,609 sqft 1st Floor
Stories	2 Stories

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1998
Exterior Material	Wood Siding Exterior
Foundation Type	Footing Foundation
Lot Area	10,804 sqft (0.248 acres)
Depth X Width	148 ft x 73 ft Depth x Width
Porch	1 Porch
Porch Area	370 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	28249
Old Parcel Number	033 38301
Street Address	305 3RD ST
City	SPENCER
State	NC
Zip	28159-2356
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PT L4-6 BLK 21 A.B.ANDREWS JR.
Legal Subdivision	PROPERTY ELIZABETH C CLEMENT S
Legal Block	21
Legal Lot Number	4
Jurisdiction	ROWAN NC
Minor Civil Division	SALISBURY
Census Blockgroup	2
Census Block	2013
Census Tract	50700

Owner

Source: Rowan County records · APN 033 38301

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	305 3RD ST, SPENCER, NC 28159-2356
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 25, 2002
Deed Sale	Feb 25, 2002
Deed Doc Number	0000938307
Record Refreshed	Jun 07, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN NC
Property Address	305 3RD ST, SPENCER, NC 28159-2356
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013370498
Date	Nov 05, 2019
Book Page	1337/0498

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	104 Months
Due	Jul 01, 2028

Tax Assessment & Valuation

Source: Rowan County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Spencer Town
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,525.00	$223,469 Land $22,800 Building $200,669	$223,469 Land $22,800 Building $200,669

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rowan County (37159C), updated May 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 9,091 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Spencer Historic District listed 1984 · 282 contributing resources · NRIS 84000619

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.