305 3rd St, Garwin, IA 50632 Property Records

Tama County property record for 305 3rd St, Garwin, IA 50632

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,404 sqft · built 1964
Lot Size	0.146 acres (6,360 sqft)
Owner	Individual Name on File
Last Sale	$129,500 (Jun 2023)
Tax Bill	$2,110 (2025)
Deeds & Mortgages	Jun 2023 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`09.11.455.013`

Property Details

APN / Parcel Number

Primary APN	`09.11.455.013`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,404 sqft Living Area
Basement Area	1,404 sqft
Unfinished Basement	1,404 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,360 sqft (0.146 acres)
Garage Type	Attached
Garage Area	450 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	210 sqft
Deck Area	Deck Area
Patio Area	327 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	305 3RD ST
City	GARWIN
State	IA
Zip	50632-9729
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 85' LOT 12 BLK 5 ORIGINAL
Legal Subdivision	ORIGINAL TOWN
Legal Block	5
Legal Lot Number	12
Jurisdiction	TAMA IA
Township / Civil Division	CARLTON
Census Block Group	3
Census Block	3022
Census Tract	290300

Owner

Source: Tama County records · APN 09.11.455.013

Assessment roll updated May 15, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	305 3RD ST, GARWIN, IA 50632-9729
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 12, 2023 · Amount on Record
Deed Sale	Jun 12, 2023 · Amount on Record
Deed Document Number	20231171
Record Updated	Sep 20, 2026

June 2023: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	TAMA IA
Recording Date	Jun 12, 2023
Property Address	305 3RD ST, GARWIN, IA 50632-9729
Document Number	0020231171
Instrument Date	Jun 07, 2023
Instrument	2023-1171
Transaction Type	Foreclosure
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$206.40
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 3RD ST, GARWIN, IA 50632-9729

Mortgage

Document Number	0020231172
Date	Jun 12, 2023
Instrument	2023-1172

Lender

Name	VIP MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2053

Tax Assessment & Valuation

Source: Tama County records · Assessment roll updated May 15, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Tama County
Municipality	Garwin City
Unified School District	GMG Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,110.00	$100,170 (-11.19%) Land $4,460 Building $95,710	$100,170 (-11.19%) Land $4,460 Building $95,710
2023		$112,790 Land $4,460 Building $108,330	$112,790 Land $4,460 Building $108,330

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 6, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1993)
Most Recent Claim	Aug 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Aug 1993 · 3 claims

Wildfire

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Uniti Group Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Communications Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group, LTD Broadband.

Based on FCC filings for 201 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	GARWIN WATER SUPPLY serves 481 people
Water Source	Purchased groundwater from IA REGIONAL UTILITIES ASSOC (WAVERLY)
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.