305 3rd St, Cushing, IA 51018 Property Records

Woodbury County property record for 305 3rd St, Cushing, IA 51018

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,355 sqft · built 1910
Lot Size0.206 acres (9,000 sqft)
OwnerIndividual Name on Record
Last Sale$14,000 (May 2006)
Tax Bill$206 (2023)
Deeds & MortgagesJun 2018 Line of Credit
Jun 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN884201406004

Property Details

APN / Parcel Number

Primary APN884201406004

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,355 sqft Living Area
1st Floor Area728 sqft
Interior WallsPlaster

Exterior

Year BuiltBuilt 1910
Architectural StyleA-Frame
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeHip
Roof MaterialAsphalt
Lot Area9,000 sqft (0.206 acres)
Lot Dimensions150 ft deep x 60 ft wide
Garage TypeDetached
Garage Area160 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address305 3RD ST
CityCUSHING
StateIA
Zip51018-1006
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-40
Legal DescriptionAUD PLAT OF UNPLATTED PT GOVT LOTS7-8 & N1/ 2 SE 1-88-42 LOT1 BLK5
Legal Range42
Legal Township88
Legal Section01
Legal Block5
Legal Lot Number1,7-8
JurisdictionWOODBURY IA
Township / Civil DivisionROCK
Census Block Group4
Census Block4047
Census Tract3100

Owner

Source: Woodbury County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address305 3RD ST # 8, 8, CUSHING, IA 51018-1006
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 18, 2018Deed of Trust, Mortgage · Line of Credit
FNB BK
Jun 18, 2018Deed of Trust, Mortgage · Line of Credit
FNB BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 22, 2006 · Amount on Record
Deed SaleMay 22, 2006 · Amount on Record
Deed Document Number18504
Deed Book / Page0683 / 11344
Record UpdatedJun 8, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOODBURY IA
Property Address305 3RD ST, CUSHING, IA 51018-1006
Document Number0000014134
Instrument DateJun 18, 2018
Transaction TypeMortgage
Record UpdatedAug 6, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2290 OBRIEN AVE ANTHON IA 510048133, ANTHON, IA 51004-8133

Mortgage

Document Number0000014134
DateJun 21, 2018
Instrument14134
Lender
NameFNB BK
TypeBank
AddressCORRECTIONVILLE, IA 51016
Agreement
TypeLine of Credit
AmountAmount Recorded
Term144 Months
DueJun 20, 2030
Interest
Rate TypeAdjustable Rate

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWOODBURY IA
Property Address305 3RD ST, CUSHING, IA 51018-1006
Document Number0000014135
Instrument DateJun 18, 2018
Transaction TypeMortgage
Record UpdatedJan 14, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2290 OBRIEN AVE ANTHON IA 510048133, ANTHON, IA 51004-8133

Mortgage

Document Number0000014135
DateJun 21, 2018
Instrument14135
Lender
NameFNB BK
TypeBank
Address504 DRIFTWOOD ST, CORRECTIONVILLE, IA 51016-7734
Agreement
TypeLine of Credit
AmountAmount Recorded
Term144 Months
DueJun 20, 2030
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Woodbury County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
MunicipalityCushing City
CountyWoodbury County
Unified School DistrictRiver Valley Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$27,020 (+16.17%) Land $2,860 Building $24,160$27,020 (+16.17%) Land $2,860 Building $24,160
2023$206.00 (+0.98%) Homeowner's exemption$23,260 (+20.21%) Land $2,860 Building $20,400$23,260 (+20.21%) Land $2,860 Building $20,400
2022$204.00 (+0.99%) Homeowner's exemption$19,350 Land $2,860 Building $16,490
2021$202.00$19,350 Land $2,860 Building $16,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims8 (1983–2024)
Claims Outside the SFHA1 of 8
Most Recent ClaimJun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event
  • Severe Storms, Flooding, Straight-line Winds, And Tornadoes, Jun 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCUSHING WATER SUPPLY
serves 230 people · EPA ID IA9725094
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Fiber
2,000 / 1,000
Comserv
Fiber
500 / 500
Verizon
Fixed Wireless
300 / 20
Nextlink
Fixed Wireless
100 / 20

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