Kandiyohi County property record for 305 3rd Ave S, Raymond, MN 56282
| Property Type | Single Family Home |
|---|---|
| Details | 1,320 sqft · built 1971 |
| Lot Size | 0.37 acres (16,147 sqft) |
| Owner | Individual Name on File |
| Last Sale | $255,000 (May 2026) |
| Tax Bill | $3,048 (2026) |
| Deeds & Mortgages | Mar 2020 Mortgage Apr 2009 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 75-919-0380 |
| Primary APN | 75-919-0380 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,320 sqft Total Area |
| 1st Floor Area | 1,320 sqft |
| Basement Area | 700 sqft |
| Finished Basement | 700 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Lot Area | 16,147 sqft (0.37 acres) |
| Garage Type | Mixed |
| Garage Area | 924 sqft |
| Parking Spaces | 4 Parking Spaces |
| Patio Area | 140 sqft |
| Street Address | 305 3RD AVE S |
|---|---|
| City | RAYMOND |
| State | MN |
| Zip | 56282-2114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ALL THAT PART OF THE NW14 OF SE14 DESC AS FLWS; COMM AT THE SW COR OF LOT 1, HOLTZ'S ADD, TH N 140', TH CONT N 50' TO N |
| Legal Range | 036 |
| Legal Township | 118 |
| Legal Section | 19 |
| Legal Subdivision | HOLTZS ADD |
| Legal Lot Number | 1 |
| Jurisdiction | KANDIYOHI MN |
| Township / Civil Division | RAYMOND |
| Census Block Group | 2 |
| Census Block | 2048 |
| Census Tract | 781200 |
305 3rd Ave S is owned and occupied by an individual who bought it in May 2026.
Source: Kandiyohi County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 305 3RD AVE S, RAYMOND, MN 56282-2114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Apr 21, 2009 | Deed of Trust, Mortgage · Line of Credit HERITAGE BANK NA |
| Jan 18, 2012 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Jul 10, 2015 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Feb 9, 2007 | Deed of Trust, Mortgage · Line of Credit US BANK NA ND |
| May 1, 2026 | Deed, Transfer |
| Nov 16, 2020 | Warranty Deed, Transfer · Conventional Mortgage HERITAGE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2026 · Amount on File |
| Deed Sale | May 1, 2026 · Amount on File |
| Prior Sale | Nov 16, 2020 · Amount on File |
| Deed Document Number | 20261869779 |
| Prior Transfer Date | Mar 31, 2006 |
| Prior Transfer Doc | 0000539553 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANDIYOHI MN |
| Property Address | 305 3RD AVE S, RAYMOND, MN 56282-2114 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000665265 |
|---|---|
| Date | Mar 25, 2020 |
| Instrument | 665265 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Mar 1, 2025 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANDIYOHI MN |
| Property Address | 305 3RD AVE S, RAYMOND, MN 56282-2114 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000571010 |
|---|---|
| Date | Apr 21, 2009 |
| Instrument | 571010 |
| Name | HERITAGE BANK NA |
|---|---|
| Type | Bank |
| Address | RAYMOND, MN 56282 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Apr 13, 2014 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANDIYOHI MN |
| Property Address | 305 3RD AVE S, RAYMOND, MN 56282-2114 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN |
| Name | Verified Name |
|---|
| Document Number | 0000597508 |
|---|---|
| Date | Jan 18, 2012 |
| Instrument | 597508 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANDIYOHI MN |
| Property Address | 305 3RD AVE S, RAYMOND, MN 56282-2114 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000528464 |
|---|---|
| Date | Jul 10, 2015 |
| Instrument | 528464 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 9, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANDIYOHI MN |
| Property Address | 305 3RD AVE S, RAYMOND, MN 56282-2114 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN |
| Name | Verified Name |
|---|
| Document Number | 0000548880 |
|---|---|
| Date | Feb 9, 2007 |
| Instrument | 548880 |
| Name | US BANK NA ND |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | KANDIYOHI MN |
| Recording Date | May 1, 2026 |
| Property Address | 305 3RD AVE S, RAYMOND, MN 56282-2114 |
| Document Number | 0001869779 |
| Instrument Date | May 1, 2026 |
| Instrument | 2026.1869779 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 305 3RD AVE S, RAYMOND, MN 56282-2114 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANDIYOHI MN |
| Recording Date | Nov 16, 2020 |
| Property Address | 305 3RD AVE S, RAYMOND, MN 56282-2114 |
| Document Number | 0000672129 |
| Instrument Date | Nov 9, 2020 |
| Instrument | 672129 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Title Company | QUALITY TITLE/WILLMAR LLC, QUALITY TITLE OF WILLMAR INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $594.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 305 3RD AVE S, RAYMOND, MN 56282-2114 |
| Document Number | 0000672130 |
|---|---|
| Date | Nov 16, 2020 |
| Instrument | 672130 |
| Name | HERITAGE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 305 3rd Ave S was $3,048 with a homeowner's exemption.
Source: Kandiyohi County assessment roll, as of September 1, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Kandiyohi County |
| Municipality | Raymond City |
| Unified School District | MACCRAY School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,048.00 Homeowner's exemption | $195,800 (-2.34%) Land $14,000 Building $181,800 | $195,800 (-2.34%) Land $14,000 Building $181,800 |
| 2025 | $200,500 Land $14,000 Building $186,500 | $200,500 Land $14,000 Building $186,500 | |
| 2023 | $2,706.00 Homeowner's exemption | $158,600 Land $14,000 Building $144,600 | $158,600 Land $14,000 Building $144,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 305 3rd Ave S in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective March 9, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2014 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 305 3rd Ave S is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 86% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Raymond serves 799 people · EPA ID MN1340008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TSC Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
| Midco Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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