305 3rd Ave N, Hibbing, MN 55746 Property Records

St. Louis County property record for 305 3rd Ave N, Hibbing, MN 55746

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 920 sqft · built 1920
Lot Size	0.669 acres (29,140 sqft)
Owner	Individual Name on File
Tax Bill	$1,048 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`141-0195-00960`

Property Details

APN / Parcel Number

Primary APN	`141-0195-00960`
Alternative APN	`55242`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	920 sqft Gross Area
1st Floor Area	736 sqft
Basement Area	552 sqft
Finished Basement	552 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1975
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	29,140 sqft (0.669 acres)
Garage Area	384 sqft
Deck Area	84 sqft
Pole Barn	1,040 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	55242
Street Address	305 3RD AVE N
City	HIBBING
State	MN
Zip	55746-9344
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0003 BLOCK:012 SERIAL #
Legal Subdivision	STATE 2ND ADD TO KELLY LAKE HI
Legal Block	12
Legal Lot Number	3
Jurisdiction	ST LOUIS MN
Township / Civil Division	HIBBING
Census Block Group	1
Census Block	1030
Census Tract	12100

Owner

305 3rd Ave N is owned and occupied by an individual.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	305 3RD AVE N, HIBBING, MN 55746-9344
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage HIBBING COOPERATIVE CREDIT UNION
Oct 12, 2021	Deed of Trust, Mortgage HIBBING COOPERATIVE CU
Nov 18, 2016	Loan Modification, Mortgage · Conventional Mortgage NATIONSTAR MTG

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Jul 9, 2026
Property Address	305 3RD AVE N, HIBBING, MN 55746-9344
Document Number	0001535839
Instrument Date	Jun 16, 2026
Instrument	20261535839
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 3RD AVE N, HIBBING, MN 55746-9344

Mortgage

Document Number	0001535839,
Date	Jul 9, 2026
Instrument	20261535839

Lender

Name	HIBBING COOPERATIVE CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 30, 2041

Interest

Rate Type	Fixed Rate
Rate	5.85%
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	305 3RD AVE N, HIBBING, MN 55746-9344
Transaction Type	Mortgage
Record Updated	Dec 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001427043
Date	Oct 12, 2021
Instrument	1427043

Lender

Name	HIBBING COOPERATIVE CU
Type	Credit Union
Address	HIBBING, MN 55746

Agreement

Amount	Amount on Record

November 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	305 3RD AVE N, HIBBING, MN 55746-9344
Document Number	00A1303043
Instrument Date	Nov 18, 2016
Transaction Type	Mortgage
Record Updated	Feb 14, 2017
Title Company	CORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	305 3RD AVE N HIBBING MN 557469344, HIBBING, MN 55746-9344

Mortgage

Document Number	00A1303043
Date	Jan 30, 2017
Instrument	A1303043

Lender

Name	NATIONSTAR MTG
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	468 Months
Due	Jan 29, 2056

Interest

Rate Type	Fixed Rate
Rate	5.75%

Tax Assessment & Valuation

The 2026 property tax bill for 305 3rd Ave N was $1,048 with a homeowner's exemption, up 19.1% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Hibbing City
Unified School District	Hibbing Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,048.00 (+19.09%) Homeowner's exemption
2025	$880.00 (-26.54%) Homeowner's exemption	$134,000 (+13.08%) Land $28,900 Building $105,100	$134,000 (+13.08%) Land $28,900 Building $105,100
2024	$1,198.00	$118,500 Land $28,900 Building $89,600	$118,500 Land $28,900 Building $89,600
2022		$79,900 Land $24,500 Building $55,400	$79,900 Land $24,500 Building $55,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 3rd Ave N in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 3rd Ave N is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Hibbing serves 16,028 people · EPA ID MN1690022
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	14 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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