305 3rd Ave, Collins, IA 50055 Property Records

Story County property record for 305 3rd Ave, Collins, IA 50055

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 672 sqft · built 1948
Lot Size	0.163 acres (7,100 sqft)
Owner	Individual Name on Record
Last Sale	$121,000 (Mar 2024)
Tax Bill	$1,920 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-21-155-605`

Property Details

APN / Parcel Number

Primary APN	`16-21-155-605`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	672 sqft Living Area
1st Floor Area	672 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2000
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,100 sqft (0.163 acres)
Lot Dimensions	142 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	305 3RD AVE
City	COLLINS
State	IA
Zip	50055-7732
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL TOWN (COLLINS) BLOCK:3 LOT:5 COLLINS
Legal Range	21W
Legal Township	82N
Legal Section	21
Legal Subdivision	ORIGINAL TOWN
Legal Block	3
Legal Lot Number	5
Jurisdiction	STORY IA
Township / Civil Division	COLLINS
Census Block Group	2
Census Block	2145
Census Tract	10200

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	305 3RD AVE, COLLINS, IA 50055-7732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2024	Warranty Deed, Transfer · Conventional Mortgage BANKERS TRUST COMPANY NA
Apr 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
May 30, 2017	Warranty Deed, Transfer · VA Mortgage IOWA BANKERS MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2024 · Amount on Record
Deed Sale	Mar 5, 2024 · Amount on Record
Prior Sale	Apr 14, 2020 · Amount on Record
Deed Document Number	20241289
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Mar 5, 2024
Property Address	305 3RD AVE, COLLINS, IA 50055-7732
Document Number	0202401289
Instrument Date	Feb 29, 2024
Instrument	2024-01289
Transaction Type	Transfer
Record Updated	Apr 10, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$192.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 3RD AVE, COLLINS, IA 50055-7732

Mortgage

Document Number	0202401290
Date	Mar 5, 2024
Instrument	2024-01290

Lender

Name	BANKERS TRUST COMPANY NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	305 3RD AVE, COLLINS, IA 50055-7732
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202003357
Date	Apr 14, 2020
Instrument	2020-03357

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	May 30, 2017
Property Address	305 3RD AVE, COLLINS, IA 50055-7732
Document Number	201700005101
Instrument Date	May 25, 2017
Instrument	2017-00005101
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 3RD AVE, COLLINS, IA 50055-7732

Mortgage

Document Number	201700005102
Date	May 30, 2017
Instrument	2017-00005102

Lender

Name	IOWA BANKERS MORTGAGE CORP
Type	Mortgage Company
Address	JOHNSTON, IA 50131

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Collins City
County	Story County
Unified School District	Collins-Maxwell Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,920.00 (+6.19%)	$115,800 (+40.02%) Land $10,000 Building $105,800	$115,800 (+40.02%) Land $10,000 Building $105,800
2024	$1,808.00 (+28.41%)
2023		$82,700 Land $8,800 Building $73,900	$82,700 Land $8,800 Building $73,900
2022	$1,408.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2010–2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2013 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLINS WATER SUPPLY serves 505 people · EPA ID IA8515060
Water Source	Purchased groundwater from IA REGIONAL UTILITIES ASSOC (WAVERLY)
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Colo Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile.

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