305 3rd Ave, Clarence, IA 52216 Property Records

Cedar County property record for 305 3rd Ave, Clarence, IA 52216

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,036 sqft · built 1924
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$65,000 (Jun 2005)
Tax Bill	$1,590 (2026)
Deeds & Mortgages	Sep 2023 Line of Credit Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`039003272030060`

Property Details

APN / Parcel Number

Primary APN	`039003272030060`
Alternative APN	`39103900327203006000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,036 sqft Living Area
Basement Area	1,036 sqft
Unfinished Basement	1,036 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Detached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	336 sqft
Deck Area	192 sqft
Patio Area	192 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	305 3RD AVE
City	CLARENCE
State	IA
Zip	52216-9401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L15 HECHTS OUTLOT 1
Legal Subdivision	HECHTS SUBDIVISION
Legal Block	1
Legal Lot Number	15
Jurisdiction	CEDAR IA
Township / Civil Division	DAYTON
Census Block Group	2
Census Block	2034
Census Tract	450100

Owner

Source: Cedar County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	305 3RD AVE, CLARENCE, IA 52216-9401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2023	Deed of Trust, Mortgage · Line of Credit HILLS BANK AND TRUST CO
Jun 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage HILLS BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2005 · Amount on Record
Deed Sale	Jun 20, 2005 · Amount on Record
Deed Document Number	20052523
Deed Book / Page	737 / 119
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	305 3RD AVE, CLARENCE, IA 52216-9401
Transaction Type	Mortgage
Record Updated	Oct 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001706/137
Date	Sep 11, 2023
Book Page	1706/137
Instrument	2023 2297

Lender

Name	HILLS BANK AND TRUST CO
Type	Bank
Address	HILLS, IA 52235

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	Oct 10, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	305 3RD AVE, CLARENCE, IA 52216-9401
Transaction Type	Mortgage
Record Updated	Nov 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001527/23
Date	Jun 16, 2020
Book Page	1527/23
Instrument	2020 1872

Lender

Name	HILLS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 1, 2030

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cedar County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cedar County
Municipality	Clarence City
Unified School District	North Cedar Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,590.00 Homeowner's exemption	$120,510 (-) Land $14,260 Building $106,250	$120,510 (-) Land $14,260 Building $106,250
2025	$1,590.00 (+4.61%) Homeowner's exemption	$120,510 (+13.22%) Land $14,260 Building $106,250	$120,510 (+13.22%) Land $14,260 Building $106,250
2024	$1,520.00 (+30.58%)
2023		$106,440 (+39.8%) Land $14,260 Building $92,180	$106,440 (+39.8%) Land $14,260 Building $92,180
2022	$1,164.00 Homeowner's exemption	$76,140 Land $12,470 Building $63,670
2021			$76,140 Land $12,470 Building $63,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLARENCE WATER SUPPLY serves 1,039 people · EPA ID IA1630028
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cedar Communications Fiber	1,000 / 1,000
GigFire Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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