305 2nd St, Reading, PA 19607 Property Records

Berks County property record for 305 2nd St, Reading, PA 19607

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,336 sqft · built 1928
Lot Size	0.05 acres (2,178 sqft)
Owner	2 Individual Names on File
Last Sale	$143,000 (Dec 2020)
Tax Bill	$1,075 (2026)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Sep 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`4395-12-87-3118`

Property Details

APN / Parcel Number

Primary APN	`4395-12-87-3118`
Alternative APNs	`77-4395-12-87-3118` `77002670` `002670`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,336 sqft Living Area

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	2,178 sqft (0.05 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	77002670
Street Address	305 2ND ST
City	READING
State	PA
Zip	19607-2745
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	87
Jurisdiction	BERKS PA
Township / Civil Division	SHILLINGTON
Census Block Group	3
Census Block	3023
Census Tract	11400

Owner

305 2nd St is owned and occupied by two individuals who bought it in December 2020.

Source: Berks County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	305 2ND ST, READING, PA 19607-2745
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2020	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 6, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2020 · Amount on File
Deed Sale	Dec 14, 2020 · Amount on File
Prior Sale	Sep 6, 2017 · Amount on File
Deed Document Number	202047682
Prior Transfer Date	May 31, 2005
Prior Transfer Doc	0000040921
Record Updated	Oct 29, 2026

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Dec 14, 2020
Property Address	305 2ND ST, READING, PA 19607-2745
Document Number	0000047682
Instrument Date	Oct 30, 2020
Instrument	2020047682
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	POWER SETTLEMENT GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,430.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	305 2ND ST, SHILLINGTON, PA 19607-2745

Mortgage

Document Number	0000047683
Date	Dec 14, 2020
Instrument	2020047683

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2050

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Sep 6, 2017
Property Address	305 2ND ST, READING, PA 19607-2745
Document Number	0000032683
Instrument Date	Sep 1, 2017
Instrument	2017032683
Transaction Type	Transfer
Record Updated	May 25, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	305 2ND ST, READING, PA 19607-2745

Tax Assessment & Valuation

The 2026 property tax bill for 305 2nd St was $1,075 with a homeowner's exemption.

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Shillington Borough
Unified School District	Governor Mifflin School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,075.00 Homeowner's exemption	$66,600 Land $22,500 Building $44,100	$22,500 Land $22,500
2024	$1,031.00	$66,600 Land $22,500 Building $44,100
1994			$66,600 Land $22,500 Building $44,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 305 2nd St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2006)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2006 · Severe Storms, Flooding, And Mudslides
Claims by Event	Severe Storms, Flooding, And Mudslides, Jun 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 2nd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHILLINGTON MUNI AUTH serves 13,300 people · EPA ID PA3060067
Water Source	Purchased surface water from WESTERN BERKS WATER AUTH
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, Greenlight Networks.

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