305 2nd St, Chester, SD 57016 Property Records

Lake County property record for 305 2nd St, Chester, SD 57016

Property Summary

Property Type	Single Family Home
Details	2 bd · 5 ba · 704 sqft · built 1948
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,001 (2025)
Flood Zone	Zone X (minimal risk)
APN	`01520-00100-050-10`

Property Details

APN / Parcel Number

Primary APN	`01520-00100-050-10`

Interior

Bedrooms	2 Beds
Full Baths	5 Baths
Stories	1 Story
Building Area	704 sqft Living Area
Basement Area	704 sqft
Unfinished Basement	704 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Detached
Garage Area	912 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	305 2ND ST
City	CHESTER
State	SD
Zip	57016-2012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 1/3 LOT 4 & ALL LOT 5 BLK 1 CHESTER VILLAGE RIETZ ADD #538
Legal Subdivision	CHESTER VILLAGE REITZ ADD
Legal Block	1
Legal Lot Number	4-5
Jurisdiction	LAKE SD
Township / Civil Division	CHESTER
Census Block Group	2
Census Block	2056
Census Tract	960300

Owner

Source: Lake County records · APN 01520-00100-050-10

Assessment roll updated October 24, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	21546 VERNON ST NW, ELK RIVER, MN 55330-8831
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated October 24, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Lake County
County Subdivision	Chester Township
Unified School District	Chester School District 39-1 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$1,001.00 (+3.09%)	$76,400 (-) Land $10,400 Building $66,000
2024	$971.00	$76,400 (+6.26%) Land $10,400 Building $66,000
2023	$971.00 (+21.38%)	$71,900 Land $9,000 Building $62,900
2022	$800.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 20, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	18 (1997–2019)
Claims Outside the SFHA	16 of 18
Most Recent Claim	Sep 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Sep 2019 · 14 claims Severe Flooding, Sever Winter Storms,heavy Rains High Winds, Apr 1997 · 2 claims

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 98% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Interstate Telecommunications Cooperative Fiber	1,000 / 1,000

May also be available: Interlakes Wireless.

Based on FCC filings for 66 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CHESTER SANITARY DISTRICT serves 363 people
Water Source	Purchased groundwater from BIG SIOUX COMMUNITY WATER SYSTEM
Last State Inspection	Dec 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.