Ward County property record for 305 28th St NW, Minot, ND 58703
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on Record |
| Tax Bill | $4,628 (2025) |
| Deeds & Mortgages | Jun 2009 Line of Credit Dec 2024 Mortgage + 2 more |
| APN | MI227240000070 |
| Primary APN | MI227240000070 |
|---|
| Street Address | 305 28TH ST NW |
|---|---|
| City | MINOT |
| State | ND |
| Zip | 58703-2885 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUB: MI22724AMENDED PLAT OF RAINBOW RIDGE SECOND ADDITION LOT 7 |
| Legal Subdivision | RAINBOW RIDGE |
| Legal Lot Number | 7 |
| Jurisdiction | WARD ND |
| Township / Civil Division | MINOT |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 10400 |
Source: Ward County records, as of March 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 305 28TH ST NW, MINOT, ND 58703-2885 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 2, 2009 | Deed of Trust, Mortgage · Line of Credit BREMER BANK NA |
| Dec 9, 2024 | Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK |
| Apr 12, 2017 | Warranty Deed, Transfer · Conventional Mortgage GATE CITY BANK |
| Jun 4, 2012 | Warranty Deed, Transfer · Conventional Mortgage BREMER BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 12, 2017 |
| Deed Sale | Apr 12, 2017 |
| Prior Sale | Jun 4, 2012 |
| Deed Document Number | 3007573 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARD ND |
| Property Address | 305 28TH ST NW, MINOT, ND 58703-2885 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002898141 |
|---|---|
| Date | Jun 2, 2009 |
| Instrument | 2898141 |
| Name | BREMER BANK NA |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | May 3, 2014 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARD ND |
| Property Address | 305 28TH ST NW, MINOT, ND 58703-2885 |
| Transaction Type | Mortgage |
| Record Updated | Mar 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 305 28TH ST NW, MINOT, ND 58703-2885 |
| Document Number | 0003087639 |
|---|---|
| Date | Dec 9, 2024 |
| Instrument | 3087639 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 6, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARD ND |
| Recording Date | Apr 12, 2017 |
| Property Address | 305 28TH ST NW, MINOT, ND 58703-2885 |
| Document Number | 0003007573 |
| Instrument Date | Apr 11, 2017 |
| Instrument | 3007573 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2026 |
| Title Company | ND GUARANTY AND TITLE COMPANY, ND GUARANTY & TITLE CO MINOT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 68 13TH ST NW, MINOT, ND 58703 |
| Document Number | 0003007574 |
|---|---|
| Date | Apr 12, 2017 |
| Instrument | 3007574 |
| Name | GATE CITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WARD ND |
| Recording Date | Jun 4, 2012 |
| Property Address | 305 28TH ST NW, MINOT, ND 58703-2885 |
| Document Number | 0002941402 |
| Instrument Date | May 31, 2012 |
| Instrument | 2941402 |
| Transaction Type | Transfer |
| Record Updated | Mar 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Not Public Record |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 305 28TH ST NW, MINOT, ND 58703-2885 |
| Document Number | 0002941403 |
|---|---|
| Date | Jun 4, 2012 |
| Instrument | 2941403 |
| Name | BREMER BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2042 |
Source: Ward County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | North Dakota |
| County | Ward County |
| Municipality | Minot City |
| Unified School District | Minot Public School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,628.00 (-29.45%) | $216,000 (+8.27%) Land $41,500 Building $174,500 | $432,000 (+8.27%) Land $83,000 Building $349,000 |
| 2023 | $6,560.00 | $199,500 Land $41,500 Building $158,000 | $399,000 Land $83,000 Building $316,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 48 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 48 in force |
| Nearby Flood Claims | 17 (1979–2024) |
| Claims Outside the SFHA | 8 of 17 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.2% of North Dakota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MINOT serves 48,743 people · EPA ID ND5100660 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 14 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| SRT Fiber | 2,000 / 2,000 |
| Midco Cable | 2,000 / 350 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures